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This book provides a thorough and up-to-date account of what is state-of-the-art in the field of contracts relating to selected financial services such as insurance, loans and payments services. It also explores the resolution of disputes arising out of such contracts by ADR bodies in Europe, at national and EU level. In parallel with offering a comparative survey of the most recent legal developments in Europe, the book sheds light on the significance of financial ombudsman bodies for the efficient resolving of consumer disputes. Further, the book illustrates solutions and policies aimed at ensuring a high level of consumer financial education.
This concise monograph introduces and examines social influence from the perspective of the so-called target, rather than from the source, thus providing for the first time a bidirectional account of this pervasive social phenomenon, further bridging simple micro-level dyadic interaction rules with macro-level properties of the (social) system. This integrative approach allows for advanced models of influence to be developed in both the social and natural sciences (e.g. social animals). In particular, when used to investigate emergent properties of social change, this approach shows that social transitions occur as “bubbles of new” in the “sea of old.” While in the traditional view i...
This book introduces the reader to the concept of functional synchronization and how it operates on very different levels in psychological and social systems – from the emergence of thought to the formation of social relations and the structure of societies. For years, psychologists have investigated phenomena such as self-concept, social judgment, social relations, group dynamics, and cooperation and conflict, but have discussed these phenomena seoarately.This book shows how synchronization provides a foundational approach to these otherwise distinct and diverse psychological processes.This work shows that there is a basic tendency with many processes to become coordinated and progressive...
This book constitutes the refereed proceedings of the 12th International Conference entitled Beyond Databases, Architectures and Structures, BDAS 2016, held in Ustroń, Poland, in May/June 2016. It consists of 57 carefully reviewed papers selected from 152 submissions. The papers are organized in topical sections, namely artificial intelligence, data mining and knowledge discovery; architectures, structures and algorithms for efficient data processing; data warehousing and OLAP; natural language processing, ontologies and semantic Web; bioinformatics and biomedical data analysis; data processing tools; novel applications of database systems.
In today’s society the issue of security has become a crucial one. This volume brings together contributions on the use of knowledge-based technology in security applications by the world’s leading researchers in the field.
This book contains fourteen chapters dealing with various aspects of the biomechanics of today. The topics covered are glimpses of what modern biomechanics can offer scientists, students, and the general public. We hope this book can be inspiring, helpful, and interesting for many readers who are not necessarily concerned with biomechanics daily.
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Functional foods, also known as nutraceuticals, began to gain prominence in the 1980s in Japan as “foods for specified health use” and became more widely recognized in the 1990s as research and interest in foods that could provide specific health benefits beyond essential nutrition grew worldwide. These foods are typically enriched with bioactive components or formulated to contain substances or live microorganisms with a possible health-enhancing or disease-preventing value and at a safe and sufficiently high concentration to achieve the intended benefit. Usually, the added ingredients are classified as nutrients, dietary fiber, phytochemicals, other substances, or probiotics. The produ...