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Making College Pay
A leading economist makes the case that college is still a smart investment, and reveals how to increase the odds of your degree paying off. “Full of easy-to-understand advice grounded in deep expertise and research.”—Martin West, William Henry Bloomberg Professor of Education, Harvard University The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it? From a financial perspective, says economist Beth Akers, the answer is yes. It’s true that ...
Game of Loans
Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to...
Student Loans
It is very common for young people to have educational loans in order to obtain certification or degrees. This guidebook investigates student loans, how increasing loan debt has gotten out of hand, and what students should do about it. Government and private loans, repayment solutions, and the economic impact of the student loan bubble are discussed.
A Dream Defaulted
A Dream Defaulted explores how the student loan crisis disproportionately affects Black borrowers and why rising student debt is both a cause and consequence of social inequality in the United States. Jason N. Houle and Fenaba R. Addo offer a deft analysis of the growing financial crisis in education, examining its sources and its impacts. Based on more than five years of ongoing qualitative and quantitative research, this incisive work illustrates how the student loan system has not benefited all students equally. The authors tell the story of how first-generation college students, low-income students, and students of color are disadvantaged in two opposing phases of the process: debt accum...
Requiem Roads
“This could be heaven or this could be hell!” The Eagles “Each one of them stood silently at the gravesite wondering what would happen next. Terri saw the woman in the cotton dress reach into her purse. She expected her to pull out her gun. The girl’s gaze narrowed as the woman, a Special Agent with the DEA, finally took a step forward and pulled out a tissue.” Requiem Roads is the story of a group of characters, each with their own ‘fatal’ flaws, suddenly carried along by events until they arrive at the Mission, a place shrouded by a devastating earthquake and by a violent and murderous past. Even as the mission is slowly and faithfully being reconstructed, such a place is filled with history, and history can easily be repeated. Yet the human heart still seeks to find its path, even while dodging firestorms, tornados, hired assassins, and the ghostly remnants of our own personal disasters.
