Welcome to our book review site go-pdf.online!
You may have to Search all our reviewed books and magazines, click the sign up button below to create a free account.
Group Versus Individual Liability
Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which started with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group lending claims to improve repayment rates and lower transaction costs when lending to the poor by providing incentives for peers to screen, monitor, and enforce each other's loans. However, some argue that group liability creates excessive pressure and discourages good clients from borrowing, jeopardizing both growth and sustainability. Therefore, it remains unclear whether group liability improves the lender's overall profitability and the poor's access to financial markets. The authors worked with a bank in the Philippines to conduct a field experiment to examine these issues. They randomly assigned half of the 169 pre-existing group liability 'centers' of approximately twenty women to individual-liability centers (treatment) and kept the other half as-is with group liability (control). We find that the conversion to individual liability does not affect the repayment rate, and leads to higher growth in center size by attracting new clients.
Bilal Ibn Rabāḥ
None
Bilal al-Habashi
Bilal al-Habashi recited the first ever call to Prayer. He endured the most unbearable of suffering for the sake of his belief for years. He was one of the Messenger’s greatest devotees. Medina had become much too constricted for him after Allah’s Messenger passed away. He possessed an unceasingly belief, love for Allah and His Messenger, and zeal. Realizing that he was about to breathe his last on his deathbed, his wife cried out, “Woe is me!” Bilal al-Habashi injected saying, “Now is not the time for sorrow. It is the time for joy and jubilation, for tomorrow I shall meet the beloved Messenger and his Companions!”
Bilal the Abyssinian
This book tells the history of Bilal ibn Rabah, a former slave who became a companion of the Prophet. The book expounds Islam’s attitude to racial discrimination, highlighting significant events that show the Prophet took care of many of those who were persecuted, protected them and gave them their rightful status in the Muslim community.
Bilal Ibn Rabah
None
Introducing the Sociology of Food and Eating
This textbook equips students with the ability to analyze and think critically about contemporary food topics. A thorough introduction to the sociology of food and eating, the book also acts as a primer to the discipline of sociology more generally. Chapters start with a 'common sense' assumption about food which students frequently encounter in their own lives or in the mass media. Topics include family meals, ethnic cuisines, cooking skills and convenience foods, eating out, food waste, and 'overpackaging'. Anne Murcott shows how systematic academic research approaches can allow students to move beyond 'conventional wisdoms' to examine sociological perspectives on food and eating. Key soci...
Bilal Ibn Rabah
None
Bilal of Africa
None
