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Financial Access of the Urban Poor in India
This book focuses on the issue of financial exclusion with particular reference to the urban informal sector in India. Continuing the work of its predecessor, the current Government of India is also placing considerable importance on driving policy initiatives for financial inclusion. However, financial exclusion in urban areas, especially of the lower strata of the society has not received the attention it deserves from researchers and policymakers, even though urban poverty and deprivations are of considerable importance in the present Indian context. The challenges of financial inclusion and accessibility in the urban areas differ substantially from those found in the rural regions given ...
The Middle Class in World Society
This volume delves into the study of the world’s emerging middle class. With essays on Europe, the United States, Africa, Latin America, and Asia, the book studies recent trends and developments in middle class evolution at the global, regional, national, and local levels. It reconsiders the conceptualization of the middle class, with a focus on the diversity of middle class formation in different regions and zones of world society. It also explores middle class lifestyles and everyday experiences, including experiences of social mobility, feelings of insecurity and anxiety, and even middle class engagement with social activism. Drawing on extensive fieldwork and in-depth interviews, the book provides a sophisticated analysis of this new and rapidly expanding socioeconomic group and puts forth some provocative ideas for intellectual and policy debates. It will be of importance to students and researchers of sociology, economics, development studies, political studies, Latin American studies, and Asian Studies.
Self-help groups for India’s financial inclusion
Ensuring accessibility to credit to the poor self-employed households is a critical concern for many developing nations. Self-help groups (SHG) formed by women in the developing countries help them to access financial intermediaries and access credit for various income-generating activities. In case of India, SHGs are formed either through state-assisted SHG-Bank Linkage Programme (SBLP) or through private initiatives of micro finance institutions (MFIs) or NGOs. Under the former, the groups access formal banking directly while in case of MFIs, loan is disbursed through MFIs themselves. Rate of interest in case of loans obtained by SHGs through SBLP, therefore, depends on the rate of interes...
Scheduled Castes in the Indian Labour Market
This study offers insight into the discriminatory workings of the labour market and its unequal outcomes with respect to employment, wages, and occupations, and its impact on the poverty of Scheduled Caste wage workers in India. It develops an understanding of the persistence of caste inequality in employment, wages, and occupations between the Scheduled Caste and the higher castes in the private and public sectors in India. It also identifies the causes of high unemployment and low wages of the Scheduled Caste workers, and their segregation in low-paid occupations. The authors provide convincing empirical evidence ofdiscrimination in wages and its impact on reduced wage incomes and increase in the poverty of the Scheduled Caste wage workers. Estimation of discrimination in employment, unemployment, and occupation, and its impact on income and poverty of the Scheduled Caste is net addition to the existing knowledge on the subject.
India in the Contemporary World
This book brings together Indian and European perspectives on India’s polity, economy and international strategy. It explores internal, regional and global determinants shaping India’s status, position and goals in the early 21st century. Through an array of methodological and theoretical approaches, it presents debates on democracy, economic development, foreign and security policy, and the course of India–European Union relations. The volume will prove invaluable to scholars and students of international relations, politics, economics, history, and development studies, as well as policy makers and economists.
Scheduled Castes in the Indian Labour Market
This study offers insight into the discriminatory workings of the labour market and its unequal outcomes with respect to employment, wages, and occupations, and its impact on the poverty of Scheduled Caste wage workers in India. It develops an understanding of the persistence of caste inequality in employment, wages, and occupations between the Scheduled Caste and the higher castes in the private and public sectors in India. It also identifies the causes of high unemployment and low wages of the Scheduled Caste workers, and their segregation in low-paid occupations. The authors provide convincing empirical evidence ofdiscrimination in wages and its impact on reduced wage incomes and increase in the poverty of the Scheduled Caste wage workers. Estimation of discrimination in employment, unemployment, and occupation, and its impact on income and poverty of the Scheduled Caste is net addition to the existing knowledge on the subject.
Climate Change Challenge (3C) and Social-Economic-Ecological Interface-Building
This book is the outcome of two International Conferences held at the ISEC in Bangalore, India: the international conference on “Climate Change and Social-Ecological-Economical Interface-Building: Modelling Approach to Exploring Potential Adaptation Strategies for Bio-resource Conservation and Livelihood Development” held during 20–21 May 2015 and jointly organized by the Centre for Ecological Economics and Natural Resources (CEENR), Institute for Social and Economic Change (ISEC) and the Centre for Environmental Systems Research (CESR), University of Kassel, Germany; and the international conference “Climate Change and Food Security – the Global and Indian Contexts,” jointly hosted by the CEENR, ISEC and the School of Geosciences, University of Sydney, on 18–19 February 2015. The selected papers presented in this book portray a broad range of international research efforts aimed at developing a deeper understanding of human-environment systems but also at translating scientific knowledge into political and societal solutions and responses to the challenge of climate change.
Care Extractivism and the Reconfi guration of Social Reproduction in Post-Fordist Economies
This paper suggests the concept of care extractivism as a space- and time-diagnostic tool to international political economics in post-fordist societies. Analogous to resource extractivism, care extractivism depicts the intensified commodification of social reproduction and care work along social hierarchies of gender, class, race and North-South as a strategy to cope with a crisis of social reproduction. Extractivist policies result in the creation of a cheap reproductive labour force. The paper analyses the current national and transnational reconfiguration of social and biological reproduction in Germany / Western Europe interacting with Eastern Europe and Asia. Currently, the most striki...
Solar Thermal Energy Storage System using phase change material for uninterrupted on-farm agricultural processing and value addition
Thermal energy storage technologies are gaining attention nowadays for uninterrupted supply of solar power in off-sunshine hours. An indigenized solar phase change material (PCM) system was developed and performance evaluated in the current study to efficiently store solar thermal power using a latent heat storage approach, which can be utilized in any subsequent decentralized food processing application. A 2.5 m2 laying Scheffler reflector is used to precisely focus the incoming direct normal irradiance (DNI) on a casted aluminum heat receiver (220 mm diameter) from where this concentrated heat energy is absorbed and conducted to the PCM unit by the flow of thermal oil (Fragoltherm-32 therm...
