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Building a Resilient Tomorrow
Even under the most optimistic scenarios, significant global climate change is now inevitable. While squarely confronting the scale of the risks we face, Building a Resilient Tomorrow presents replicable sustainability successes and clear-cut policy recommendations that can improve the climate resilience of communities in the US and beyond.
California Department of Corrections and Rehabilitation
Corrections¿ expenditures increased by 32% in the past 3 years to $10 billion; however, its ability to determine the impact various factors such as overcrowding, the transition of the health care function to a fed. court-appointed receiver, escalating overtime costs, and the presence of aging inmates have on the cost of its operations is limited by a lack of information. Nearly 25% of California¿s inmate population is incarcerated under the three strikes law, which requires individuals to serve longer terms. This report estimates that the increase in sentence length for inmates incarcerated under the three strikes law will cost the State $19.2 billion for the additional time these inmates are sentenced to serve. Charts and tables.
UNDERSTANDING NAMED, AUTOMATIC, AND ADDITIONAL INSUREDS IN THE CGL POLICY
Every day, thousands of people request and receive proof of someone else's Commercial General Liability (CGL) insurance. They might be named as a certificate holder or they might be named as an additional insured. They might want to be named as an additional insured for ongoing operations, completed operations, or "your work." They might request Primary Wording, or Non-Contributory Wording, or a Waiver of Subrogation, or a Hold Harmless Agreement. They might say that the insurance company has to have an A.M. Best Rating of at least A-, VIII, and write business in the state on an admitted basis. WHAT DOES ALL OF THIS MEAN? If you are requiring or providing additional insured endorsements, you should know what they mean. In this book, attorney and insurance professional Dwight M. Kealy walks the reader through memorable answers to these kinds of questions that are faced everyday by insurance professionals, attorneys, risk managers, and any business that regularly deals with insurance requirements.
Mortgages
A mortgage represents a loan or lien on a property/house that has to be paid over a specified period of time. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages, terminology and vested interests. Mortgages represent one of the most (if not the most) significant investment decisions most individuals will make in their lifetimes. This new book presents invaluable information on some of the primary types of mortgages as well as FAQ and future trends in the industry.
