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The Group of Twenty book will provide a concise examination of the purpose, function and practice of the Group of Twenty (G20) summit with particular attention to its designation as a new "premier forum for international economic cooperation." This book will provide insight and analysis on the G20 beyond its composition, offering a detailed examination of the ongoing shift in economic power and the momentum toward global institutional reform.
Banking the Poor explores level and determinants of financial access in 54 countries, mostly in Africa. It collects information from two sources: central banks and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices and their levels of financial access, measured in terms of the numbers of bank account per thousand adults. It builds on the previous work measuring financial access through information from regulators, from banks, and also from users' perspectives in household surveys.
Microfinance began as the disbursement of tiny loans to the poor, which they could use to undertake informal income-generating activities. It went on to become one of the most popular international development policies of all time and a mainstay of local development and antipoverty programs across the Global South. The contributors to this multidisciplinary volume consider the origins, evolution, and outcomes of microfinance from a variety of perspectives and contend that it has been an unsuccessful approach to development. The contributors contend that over the last twenty years, microfinance policies have exacerbated poverty and exclusion, undermined gender empowerment, underpinned a massive growth in inequality, destroyed solidarity and trust in the community, and, overall, manifestly weakened those local economies of the Global South where it reached critical mass. They use qualitative anthropological, economic, and political-economic research to unpack the ideas and values that have allowed microfinance to “seduce” the world and blind so many to its corrosive effects.
"This paper explores the extent to which formal, regulated financial institutions such as banks have been able to partner with "correspondents"- commercial entities whose primary objective and business is other than the provision of financial services. The paper illustrates the case of Brazil, where banks recently have developed extensive networks of such correspondents. Such arrangements result in lower costs and shared risks for participating financial institutions, making these arrangements an attractive vehicle for outreach to the underserved. Correspondent banking requires an enabling environment to emerge, and poses some regulatory challenges and some increase in risk. While there are reasons why this model was particularly successful in Brazil, it may be replicable elsewhere if appropriate regulatory adjustments are undertaken."
One in four American adults doesn’t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr repo...
Uiters belangrike narratief oor skooltaalvoorkeur het hom tussen 2006 en 2010 in Suid-Afrika afgespeel. Hierdie gebeurtenisse het diep in die Suid-Afrikaanse onderwys- en taalwêreld ingesny, en ook in die buiteland belangstelling gelok. Die koerante het volledig daaroor berig: oor die hofsake, die skoolhoofde, die skole, ouers en die leerders. Maar hoe gemaak as onderwyskundiges, sosiolinguiste, taalbeplanners, taalhistorici en vaklui van aansluitende dissiplines later die punte van hulle vingers op die besonderhede van daardie gebeurtenisse wil lê?
South Africans are struggling to characterise the times we are living through. Is this a time of deepening grievance, of political patronage and plunder - or a season of hope and previously unimaginable opportunity for most? The 2006 Transformation Audit - Money and Morality focuses on accountability, corruption and its costs.
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The People's Republic of China once limited its involvement in African affairs to building an occasional railroad or port, supporting African liberation movements, and loudly proclaiming socialist solidarity with the downtrodden of the continent. Now Chinese diplomats and Chinese companies, both state-owned and private, along with an influx of Chinese workers, have spread throughout Africa. This shift is one of the most important geopolitical phenomena of our time. China and Africa: A Century of Engagement presents a comprehensive view of the relationship between this powerful Asian nation and the countries of Africa. This book, the first of its kind to be published since the 1970s, examines...