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Hidrologi
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Ilmu Teknik Sipil
"Ilmu Teknik Sipil" adalah sebuah panduan komprehensif yang memperkenalkan pembaca pada dasar-dasar il teknik sipil. Buku ini membahas berbagai aspek penting dalam bidang teknik sipil, mulai dari prinsip-prinsip dasar konstruksi bangunan hingga perencanaan struktur yang kokoh. Penulisnya tidak hanya menguraikan teori-teori yang mendasari ilmu ini, tetapi juga memberikan wawasan praktis tentang bagaimana ilmu teknik sipil digunakan dalam proyek-proyek nyata. Dalam buku ini, pembaca akan dihadapkan pada penjelasan yang sistematis tentang berbagai material konstruksi, metode analisis struktur, dan prinsip-prinsip desain yang digunakan dalam teknik sipil. Lebih dari itu, buku ini juga membahas p...
The Effects of the Global Crisis on Islamic and Conventional Banks
This paper examines the performance of Islamic banks (IBs) and conventional banks (CBs) during the recent global crisis by looking at the impact of the crisis on profitability, credit and asset growth, and external ratings in a group of countries where the two types of banks have significant market share. Our analysis suggests that IBs have been affected differently than CBs. Factors related to IBs‘ business model helped limit the adverse impact on profitability in 2008, while weaknesses in risk management practices in some IBs led to a larger decline in profitability in 2009 compared to CBs. IBs‘ credit and asset growth performed better than did that of CBs in 2008-09, contributing to financial and economic stability. External rating agencies‘ re-assessment of IBs‘ risk was generally more favorable.
