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The Geography of Opportunity
A popular version of history trumpets the United States as a diverse "nation of immigrants," welcome to all. The truth, however, is that local communities have a long history of ambivalence toward new arrivals and minorities. Persistent patterns of segregation by race and income still exist in housing and schools, along with a growing emphasis on rapid metropolitan development (sprawl) that encourages upwardly mobile families to abandon older communities and their problems. This dual pattern is becoming increasingly important as America grows more diverse than ever and economic inequality increases. Two recent trends compel new attention to these issues. First, the geography of race and clas...
Taking the High Road
Since the early 1990s, federal transportation laws have slowly started to level the playing field between highway and alternative transportation strategies, as well as between older and newer communities. The Intermodal Surface Transportation Efficiency Act of 1991 and the Transportation Equity Act for the 21st Century made substantial changes in transportation practices. These laws devolved greater responsibility for planning and implementation to urban development organizations and introduced more flexibility in the spending of federal highway and transit funds. They also created a series of special programs to carry out important national objectives, and they tightened the linkages betwee...
Twenty-First Century Gateways
While federal action on immigration faces an uncertain future, states, cities and suburban municipalities craft their own responses to immigration. Twenty-First-Century Gateways, focuses on the fastest-growing immigrant populations in metropolitan areas with previously low levels of immigration—places such as Atlanta, Austin, Charlotte, Dallas-Fort Worth, Minneapolis-St. Paul, Phoenix, Portland, Sacramento, and Washington, D.C. These places are typical of the newest, largest immigrant gateways to America, characterized by post-WWII growth, recent burgeoning immigrant populations, and predominantly suburban settlement. More immigrants, both legal and undocumented, arrived in the United Stat...
Moving Forward
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The recent collapse of the mortgage market revealed fractures in the credit market that have deep roots in the system's structure, conduct, and regulation. The time has come for a clear-eyed assessment of what happened and how the system should be strengthened and restructured. Such reform will have a profound and lasting impact on the capacity of Americans to use credit to build assets and finance consumption. Moving Forward explores what caused the crisis and, more important, focuses on the path ahead. The challenge remains the same as ever: protect consumers, ensure fairness, and guarantee so...
Building Assets, Building Credit
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of "credit scores," not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.
Still Stuck in Traffic
Congested roads waste commuters' time, cost them money, and degrade the environment. Most Americans agree that traffic congestion is the major problem in their communities—and it only seems to be getting worse. In this revised and expanded edition of his landmark work Stuck in Traffic, Anthony Downs examines the benefits and costs of various anticongestion strategies. Drawing on a significant body of research by transportation experts and land-use planners, he counters environmentalists and road lobbyists alike by explaining why seemingly simple solutions, such as expanding public transit or expanding roads, have unintended consequences that cancel out their apparent advantages. He argues ...
Resilience and Opportunity
Explores how such disasters as Hurricane Katrina and the Gulf of Mexico oil spill have taught important lessons about post-disaster recovery, in a positive report that illuminates outstanding economic, environmental and social challenges. Original.
Sunbelt/Frostbelt
Metropolitan growth and development results from a complex mix of factors. Consumer preferences, growth and geographical shifts in population, increasing incomes, market restructuring, quality of schools, and location of affordable housing are just a few that play a critical role. Other important influences include state and local interactions, historical circumstances, and the natural topography of a metropolitan area. Federal and state policies, taken together, set the "rules of the development game" that tend to facilitate economic decentralization, the concentration of poverty, and greater fiscal and racial disparities between communities. In S unbelt/Frostbelt, Janet Rothenberg Pack and...
Revisiting Rental Housing
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Rental housing is increasingly recognized as a vital housing option in the United States. Government policies and programs continue to grapple with problematic issues, however, including affordability, distressed urban neighborhoods, concentrated poverty, substandard housing stock, and the unmet needs of the disabled, the elderly, and the homeless. In R evisiting Rental Housing, leading housing researchers build upon decades of experience, research, and evaluation to inform our understanding of the nation's rental housing challenges and what can be done about them. It thoughtfully addresses not ...
Borrowing to Live
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Americans are awash in debt, and the U.S. economy is in trouble. Credit undergirds daily life more than ever—it has become one of the defining aspects of American life, and the ramifications are becoming clearer by the day. The already considerable damage from a depressed housing market has been exacerbated by the subprime lender implosion, sending shock waves through the financial sector, international economies, and government at all levels. Most low- or moderate-income people borrow, but that should not be construed as uniformly poor judgment or lack of disciplines—Americans are not borro...
