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Financial Education and Capability
  • Language: en
  • Pages: 380

Financial Education and Capability

This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.

Shortchanged
  • Language: en
  • Pages: 225

Shortchanged

The first book to focus on the differences in wealth between women and men, Mariko Lin Chang draws on the most comprehensive national data on wealth and on in-depth interviews to show how differences in earnings, in saving and investing, and, most important, the demands of care-giving all contribute to the gender-wealth gap. A comprehensive portrait of where women and men stand with respect to wealth, Shortchanged not only sheds light on why women lack wealth, but also offers solutions for improving the financial situation of women, men, and families.

H.R. 7, the
  • Language: en
  • Pages: 216
Leviathan on the Right
  • Language: en
  • Pages: 339

Leviathan on the Right

For conservatives generally and the Republican Party in particular, 2006 was a time of intense soul-searching. For the first time in a dozen years, Republicans lost control of Congress. As a result, they are being forced to reexamine who they are and what they stand for. It’s about time. After all, more than a decade has passed since President Bill Clinton announced in his State of the Union address that “the era of big government is over.” Yet, since then, government has grown far bigger and far more intrusive. It spends more, regulates us more, and reaches far more into our daily lives than it did before the Republican Revolution. Behind this alarming trend stands the rise of a new b...

Inclusion in the American Dream
  • Language: en
  • Pages: 432

Inclusion in the American Dream

Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most of its assets in home equity and retirement accounts, both of which are subsidized through the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included.

Practicing Social Justice
  • Language: en
  • Pages: 249

Practicing Social Justice

  • Categories: Law
  • Type: Book
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  • Published: 2013-04-15
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  • Publisher: Routledge

Examine new research and innovative programs targeted to serve vulnerable populations! This collection highlights innovative programs and interventions targeted toward underserved, vulnerable, and marginalized populations, including the homeless, immigrants, refugees, female ex-offenders, people with developmental disabilities who are entering the criminal justice system, homicidal youth, and children whose parents are involved in high-conflict custody disputes. In addition, Practicing Social Justice raises critical questions on how society should justly provide for the economic well-being of our most valuable human asset—our children—with an incisive look at the Temporary Aid for Needy ...

Striving to Save
  • Language: en
  • Pages: 336

Striving to Save

The struggles of low-income families trying to build savings accounts

Can the Poor Save?
  • Language: en
  • Pages: 388

Can the Poor Save?

  • Type: Book
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  • Published: 2017-09-08
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  • Publisher: Routledge

Many policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-term social and economic improvement. As part of this, they make the case for Individual Development Accounts (IDAs), a new policy proposal designed to help the poor save and to build assets. This book explores IDAs to determine their effectiveness. IDAs are matched savings accounts targeted on low-income, low-wealth individuals. Savings in IDAs are used for home ownership, post-secondary education, small business development, and other purposes. Do IDAs work? If they do, for whom? And does how an IDA is designed determine savings outc...

Financial Capability and Asset Holding in Later Life
  • Language: en
  • Pages: 281

Financial Capability and Asset Holding in Later Life

In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while addressing policies and services than can build financial security.

Financial Capability and Asset Development
  • Language: en
  • Pages: 380

Financial Capability and Asset Development

This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. This book is a key resource for those interested in improving financial education and financial products and services for low-income families.