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KOPERASI BMT
LEMBAGA KEUANGAN MIKRO SECARA umum lembaga keuangan mikro (LKM) diartikan sebagai lembaga keuangan yang melayani para pengusaha mikro. Menurut beberapa lembaga internasional seperti UNDP dan ILO dalam Hisyam (2014), lembaga keuangan mikro adalah lembaga yang melayani masyarakat yang tidak memiliki akses ke lembaga keuangan perbankan. Hal tersebut disebabkan karena masyarakat tersebut tidak dapat memenuhi persyaratan teknis yang diajukan oleh perbankan. Menurut Undang-Undang No. 1 Tahun 2013 tentang Lembaga Keuangan Mikro, definisi LKM adalah: “lembaga keuangan yang khusus didirikan untuk memberikan jasa pengembangan usaha dan pemberdayaan masyarakat, baik melalui pinjaman atau pembiayaan dalam usaha skala mikro kepada anggota dan masyarakat, pengelolaan simpanan, maupun pemberian jasa konsultasi pengembangan usaha yang tidak semata-mata mencari keuntungan”.
Buku Ajar Manajemen Koperasi & UMKM
Buku Ajar Manajemen Koperasi & UMKM ini disusun sebagai buku panduan komprehensif yang menjelajahi kompleksitas dan mendalamnya tentang ilmu manajemen koperasi & UMKM. Buku ini dapat digunakan oleh pendidik dalam melaksanakan kegiatan pembelajaran di bidang ilmu manajemen koperasi & UMKM dan di berbagai bidang Ilmu terkait lainnya. Selain itu, buku ini juga dapat digunakan sebagai panduan dan referensi mengajar mata kuliah manajemen koperasi & UMKM dan menyesuaikan dengan rencana pembelajaran semester tingkat perguruan tinggi masing-masing. Secara garis besar, buku ajar ini pembahasannya mulai dari konsep dan teori dasar koperasi, sejarah perkembangan koperasi di indonesia, konsep pola manajemen koperasi, tujuan, fungsi, dan permodalan dalam koperasi. Selain itu, materi mengenai peran koperasi bagi UMKM juga dibahas secara mendalam. Buku ajar ini disusun secara sistematis, ditulis dengan bahasa yang jelas dan mudah dipahami, dan dapat digunakan dalam kegiatan pembelajaran.
Understanding Social Control
This book investigates how the concept of social control has been used to capture the ways in which individuals, communities and societies respond to a variety of forms of deviant behaviour. In so doing, the book demonstrates how an appreciation of the meanings of the concept of social control is vital to understanding the dynamics and trajectories of social order in contemporary late-modern societies.
Thinking Styles
Sternberg presents a theory of thinking styles that aims to explain why aptitude tests, school grades, and classroom performance often fail to identify real ability.
Religious Dynamics under the Impact of Imperialism and Colonialism
This sourcebook offers rare insights into a formative period in the modern history of religions. Throughout the late 19th and the early 20th centuries, when commercial, political and cultural contacts intensified worldwide, politics and religions became ever more entangled. This volume offers a wide range of translated source texts from all over Asia, the Middle East, and Europe, thereby diminishing the difficulty of having to handle the plurality of involved languages and backgrounds. The ways in which the original authors, some prominent and others little known, thought about their own religion, its place in the world and its relation to other religions, allows for much needed insight into the shared and analogous challenges of an age dominated by imperialism and colonialism.
Biomaterials and Biomedical Engineering
Biomedical engineering involves the application of the principles and techniques of engineering to the enhancement of medical science as applied to humans or animals. It involves an interdisciplinary approach which combines the materials, mechanics, design, modelling and problem-solving skills employed in engineering with medical and biological sciences so as to improve the health, lifestyle and quality-of-life of individuals. Biomedical engineering is a relatively new field, and involves a whole spectrum of disciplines covering: bioinformatics, medical imaging, image processing, physiological signal processing, biomechanics, biomaterials and bioengineering, systems analysis, 3-D modelling, ...
Fudge-a-mania
Fudge is five - and he's driving his older brother Peter mad, as usual. Going on holiday with Fudge - and baby Tootsie, Turtle the dog, and Uncle Feather the bird - means disasters every day. Will it be Peter's nightmare holiday?
The New Santri
Just like the Gutenberg revolution in the fifteenth century, which led to the emergence of non-conventional religious authority in the Christian world, the current information technology revolution, particularly through mediums such as Facebook, Instagram, YouTube, and Twitter, has triggered the re-construction and decentralization of religious authority in Islam. New santri (pious individuals) and preachers emerged from the non-conventional religious educational system. They not only challenged the traditional authorities, but also redefine and re-conceptualize old religious terminologies, such as hijra and wasatiyya. This book explores the dynamics of religious authority in Indonesia with ...
Little America
From the pages of Epic magazine come the true stories that Inspired the Apple Original Series. Includes nearly a hundred color photographs and a Foreword by Kumail Nanjiani. Nearly everyone in America came from somewhere else. This is a fundamental part of the American idea—an identity and place open to everyone. People arrive from all points distant, speaking a thousand languages, carrying every culture, each with their own reason for uprooting themselves to try something new. Everyone has their own unique story. Little America is a collection of those stories, told by the people who lived them. Together, they form a wholly original, at times unexpected portrait of America’s immigrants—and thereby a portrait of America itself.
