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America's Poor and the Great Recession
Millions have entered poverty as a result of the Great Recession's terrible toll of long-term unemployment. Kristin S. Seefeldt and John D. Graham examine recent trends in poverty and assess the performance of America's "safety net" programs. They consider likely scenarios for future developments and conclude that the well-being of low-income Americans, particularly the working poor, the near poor, and the new poor, is at substantial risk despite economic recovery.
Credit Where It's Due
An estimated 45 million adults in the U.S. lack a credit score at time when credit invisibility can reduce one’s ability to rent a home, find employment, or secure a mortgage or loan. As a result, individuals without credit—who are disproportionately African American and Latino—often lead separate and unequal financial lives. Yet, as sociologists and public policy experts Frederick Wherry, Kristin Seefeldt, and Anthony Alvarez argue, many people who are not recognized within the financial system engage in behaviors that indicate their credit worthiness. How might institutions acknowledge these practices and help these people emerge from the financial shadows? In Credit Where It’s Due...
Low-Income Women's Experiences with Food Programs, Food Spending, and Food-Related Hardships
Examines the economic coping strategies of low-income families, using data collected through qualitative interviews conducted in 2006-08 with 35 low-income women residing in the Detroit metro area. The majority of the sample were employed at least some of the time, and most had children living with them. Rising food prices forced cutbacks in purchase of certain foods, incl. milk, cereal, fruits, and meat. Just under half reported running out of food at some point during the year. As for gov¿t. assistance, the then named Food Stamp Program, now called the Supplemental Nutrition Assistance Program, was their mainstay. Many of the families did not receive cash assistance, unemploy. benefits, or workers¿ compensation due to perceived access barriers.
Working for Debt
In the early twentieth century, wage loans became a major source of cash for workers all over the United States. From Black washerwomen to white foremen, Illinois roomers to Georgia railroad men, workers turned to labor income as collateral for borrowing capital. Networks of companies started profiting from payday and property advances, exposing debtors to the grim prospects of garnishments of their wages and possessions in order to mitigate the risk of default. Progressive and later New Deal reformers sought to eradicate these practices, denouncing “loan sharks” and “financial slavery” as major threats to a new credit democracy. They proposed fair credit as a universal solution to m...
Bankers in the Ivory Tower
Universities and the social circuitry of finance -- Our new financial oligarchy -- Bankers to the rescue : the political turn to student debt -- The top : how universities became hedge funds -- The bottom : a Wall Street takeover of for-profit colleges -- The middle : a hidden squeeze on public universities -- Reimagining (higher education) finance from below -- Methodological appendix : a comparative, qualitative, and quantitative study of elites.
Welfare and Work
Annotation Our study examines changes in welfare participation and labor market involvement of female welfare recipients starting in the early 1990s and extending through 1999. We focus particular attention on the dynamics of recipients' employment activities in the light of the welfare-to-work emphasis of policy reform.
Fruteros
This book examines the social worlds of young Latino street vendors as they navigate the complexities of local and federal laws prohibiting both their presence and their work on street corners. Known as fruteros, they sell fruit salads out of pushcarts throughout Los Angeles and are part of the urban landscape. Drawing on six years of fieldwork, Rocío Rosales offers a compelling portrait of their day-to-day struggles. In the process, she examines how their paisano (hometown compatriot) social networks both help and exploit them. Much of the work on newly arrived Latino immigrants focuses on the ways in which their social networks allow them to survive. Rosales argues that this understanding of ethnic community simplifies the complicated ways in which social networks and social capital work. Fruteros sheds light on those complexities and offers the concept of the “ethnic cage” to explain both the promise and pain of community.
Data Science in the Public Interest: Improving Government Performance in the Workforce
This book is about how new and underutilized types of big data sources can inform public policy decisions related to workforce development. Hawley describes how government is currently using data to inform decisions about the workforce at the state and local levels. He then moves beyond standardized performance metrics designed to serve federal agency requirements and discusses how government can improve data gathering and analysis to provide better, up-to-date information for government decision making.
Child Support
Explores the issues in reform of child support laws
The Economy of Promises
A comprehensive and illuminating account of the history of credit in America—and how it continues to divide the haves from the have-nots The Economy of Promises is a far-reaching study of credit in nineteenth- and twentieth-century America. Synthesizing and surveying economic and social history, Bruce Carruthers examines how issues of trust stitch together the modern U.S. economy. In the case of credit, that trust involves a commitment by debtors to repay money they have borrowed from lenders. Each promise poses a fundamental question: why does the lender trust the borrower? The book tracks the dramatic shift from personal qualitative judgments to the impersonal quantitative measurements o...
