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LEMBAGA KEUANGAN MIKRO SECARA umum lembaga keuangan mikro (LKM) diartikan sebagai lembaga keuangan yang melayani para pengusaha mikro. Menurut beberapa lembaga internasional seperti UNDP dan ILO dalam Hisyam (2014), lembaga keuangan mikro adalah lembaga yang melayani masyarakat yang tidak memiliki akses ke lembaga keuangan perbankan. Hal tersebut disebabkan karena masyarakat tersebut tidak dapat memenuhi persyaratan teknis yang diajukan oleh perbankan. Menurut Undang-Undang No. 1 Tahun 2013 tentang Lembaga Keuangan Mikro, definisi LKM adalah: “lembaga keuangan yang khusus didirikan untuk memberikan jasa pengembangan usaha dan pemberdayaan masyarakat, baik melalui pinjaman atau pembiayaan dalam usaha skala mikro kepada anggota dan masyarakat, pengelolaan simpanan, maupun pemberian jasa konsultasi pengembangan usaha yang tidak semata-mata mencari keuntungan”.
Buku Ajar Manajemen Koperasi & UMKM ini disusun sebagai buku panduan komprehensif yang menjelajahi kompleksitas dan mendalamnya tentang ilmu manajemen koperasi & UMKM. Buku ini dapat digunakan oleh pendidik dalam melaksanakan kegiatan pembelajaran di bidang ilmu manajemen koperasi & UMKM dan di berbagai bidang Ilmu terkait lainnya. Selain itu, buku ini juga dapat digunakan sebagai panduan dan referensi mengajar mata kuliah manajemen koperasi & UMKM dan menyesuaikan dengan rencana pembelajaran semester tingkat perguruan tinggi masing-masing. Secara garis besar, buku ajar ini pembahasannya mulai dari konsep dan teori dasar koperasi, sejarah perkembangan koperasi di indonesia, konsep pola manajemen koperasi, tujuan, fungsi, dan permodalan dalam koperasi. Selain itu, materi mengenai peran koperasi bagi UMKM juga dibahas secara mendalam. Buku ajar ini disusun secara sistematis, ditulis dengan bahasa yang jelas dan mudah dipahami, dan dapat digunakan dalam kegiatan pembelajaran.
Tritik jumputan inovatif merupakan salah satu teknik pewarnaan yang menggunakan bahan perintang seperti tali, benang, atau sejenisnya, dengan mengembangkan teknik lipat ikat dan lipat jelujur, sehingga dihasilkan motif-motif tritik jumputan yang lebih bervariatif. Buku Tritik Jumputan Inovatif ini berisi tentang teknik pembuatan tritik jumputan dasar dan teknik tritik jumputan inovatif yang disajikan dalam bentuk gambar step by step sehingga mudah diikuti. Buku ini juga berisi tentang teknik pewarnaan dengan pewarna alam maupun sintetis, resep warna, dan foto hasil produk. Buku ini disusun berdasarkan hasil penelitian penulis beserta tim tentang teknik tritik jumputan yang dilaksanakan di Ba...
This book offers a wide range of topics for the scholar interested in the study of English in this unsettling era of disruption in our lives – from linguistics to literature to language teaching and learning. The chapters present snippets of thoughts and critical reflections, findings from action research and other methodologies, and essays on troubling topics for language teachers. The authors are researchers, experienced teachers, and students engaged in exploratory research. The many ideas and suggestions for further reflection and research will inspire teachers and researchers working in many different contexts, both educational and regional. There is something in this book for everybody.
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Conflict in management of forest between government and local community of Randublatung, Jawa Tengah Province.
"This atlas provides the first truly global assessment of the state of the world's mangroves. Written by the leading expert on mangroves with support from the top international researchers and conservation organizations, this full color atlas contains 60 full-page maps, hundreds of photographs and illustrations and a comprehensive country-by-country assessment of mangroves. Included are the first detailed estimates of changes in mangrove forestcover worldwide and at regional and national levels, an assessment of these changes and a country-by-country examination of biodiversity protection. The book also presents a wealth of global statistics on biodiversity, habitat area, loss and economic value which provide a unique record of mangroves against which future threats and changes can be evaluated. Case-studies, written by regional experts, provide insights into regional mangrove issues, including primary and potential productivity, biodiversity, and information on present and traditional uses and values and sustainable management."--Pub. desc.
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This paper provides broader economic underpinnings for the specific issues relating to international discussions or negotiations on investment. It starts with a discussion of the effects of foreign direct investment on development through trade, one third of which takes place within corporate production systems. Then, it explores its impact on development beyond trade. By its nature, foreign direct investment brings into the recipient economy resources that are only imperfectly tradable on markets, especially technology, management know-how, skilled labor, access to international production networks, access to major markets and established brand names. The effects of foreign direct investment on development often depend on the initial conditions prevailing in the recipient countries, on the investment strategies of transnational corporations and on host government policies.--Publisher's description.
With the move towards evidence-based practice and emphasis placed on multidisciplinary research teams, there is a growing use of qualitative research methods. Qualitative research looks at processes as well as outcomes and enables data to be gathered on a range of human experience, taking a person-centred and holistic approach. Basic Concepts for Qualitative Research is a highly accessible text which provides researchers with quick access to descriptions and explanations of the concepts and methods used in qualitative research. The book's entries are ordered alphabetically for quick and easy access to the information. Links are included in each entry so that the reader can follow a particular line of enquiry. Suggested further reading is included to encourage deeper exploration of a particular approach or method. It will provide a comprehensive range of the most commonly used terms and methods within qualitative research.