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Financial Capability and Asset Building in Vulnerable Households is the first book of its kind. It prepares students and practitioners for financial practice. This comprehensive text offers knowledge and skills to enable families to improve their financial circumstances, and to promote policies and services for household economic security and development.
Examine new research and innovative programs targeted to serve vulnerable populations! This collection highlights innovative programs and interventions targeted toward underserved, vulnerable, and marginalized populations, including the homeless, immigrants, refugees, female ex-offenders, people with developmental disabilities who are entering the criminal justice system, homicidal youth, and children whose parents are involved in high-conflict custody disputes. In addition, Practicing Social Justice raises critical questions on how society should justly provide for the economic well-being of our most valuable human asset—our children—with an incisive look at the Temporary Aid for Needy ...
Calibrating the financial system -- Financialization and the tyranny of bootstraps -- Theorizing moves to financial innocence -- Corporate landlords and the climate crisis -- Only sharks in the tank -- Capitalism doesn't bend -- Digital redlining -- Financial education for liberation -- The nature of change -- Epilogue: Dear social work.
Takes a critical look at the child welfare system, finding that the emphasis on abuse has produced a system that serves largely as a last resort for only the worst and most dramatic cases in child welfare. This book is a blueprint for the comprehensive reform of the child welfare system.
This book presents a new step farther into the twenty-first century, for the first time truly combining a comprehensive global data analysis with social policy theory development. The theory of global ideal-typical welfare regimes, also known as the “Ten Worlds of Welfare Regime Theory”, as set forth earlier by Christian Aspalter, is now in this book tested empirically using a quantitative global data analysis for the first time. The strong and rich results fully vindicated the Ten Worlds Theory. All in all, about 150 countries are included in this test, measuring numerous variables on two main dimensions, i.e., povertization and inequality. The innovative approach of using a new indicat...
It may "take a village to raise a child," but most American families are struggling, with diminishing social support, to do the job on their own. While parents work longer hours for less and the costs of childcare, healthcare, and college skyrocket, the share of the U.S. budget spent on kids has fallen 22 percent since 1960. More and more children may well not make it to a healthy, productive adulthood. That's terrible for them--and for us as well.It doesn't have to be this way. In this book, renowned expert David L. Kirp clarifies the importance of investing wisely in children. He outlines a visionary "Kids First" policy agenda that's guided by a "golden rule" principle: Every child deserves what's good enough for a child you love. And he offers lively and inspiring, on-the-ground accounts of five big cradle-to-college initiatives that can change the arc of all children's lives: strong support for parents; high-quality early education; linking schools and communities to improve what both offer children; giving all youngsters access to a caring and stable adult mentor; and providing kids a nest egg to help pay for college or kick-start a career.
This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.
The second edition of Grand Challenges for Social Work and Society includes updates on the initiatives laid out in the first edition and sets new goals for the next five years. It also includes new information on the Grand Challenge to Eliminate Racism, expanding the social work pipeline, commentaries from leading social work organizations, and how interdisciplinary science can best provide a platform to tackle society's most urgent problems.
One in four American adults doesn’t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr repo...
The first in-depth examination of self-employment from the perspectives of low-income entrepreneurs.