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Personal Finance
Fulfilling the need for a UK-centred introductory personal finance text, this dedicated author team provide academic, professional and general readers with what they really need to know about personal finance. Personal Finance is an innovative text that builds confidence and competence in making personal financial decisions. Using a socio-economic approach to personal finance, it illuminates the many factors and relationships that help improve financial capability, including: * Decisions on spending, borrowing, saving and investing are set within a broader context. * Concepts such as income and expenditure, risk and return, and assets and liabilities are related to issues of home ownership, ...
Personal Finance
Fulfilling the need for a UK-centred introductory personal finance text, this dedicated author team provide academic, professional and general readers with what they really need to know about personal finance. Personal Finance is an innovative text that builds confidence and competence in making personal financial decisions. Using a socio-economic approach to personal finance, it illuminates the many factors and relationships that help improve financial capability, including: * Decisions on spending, borrowing, saving and investing are set within a broader context. * Concepts such as income and expenditure, risk and return, and assets and liabilities are related to issues of home ownership, ...
The Whip Hand: A Tale of the Pine Country
The men throw themselves on the spokes, the horses plunge forward under the lash of the whip. A moment of straining—an uncertain moment—then the wheels turn slowly forward, the horses’ feet draw out with a sucking sound, and the boat rolls ahead. The driver unbuttons his oilskins at the waist and reaches beneath an under coat for his watch. They have been out two hours; distance covered, two miles. Before him is darkness, save where the lantern throws a yellow circle on the ground; behind him is darkness, save for the white boat, the little group of panting, grunting men, and, a long mile to the southward, the gleaming eye of the Grosse Pointe lighthouse, now red, now white. But somewh...
Sustainable Product Development
This book offers a comprehensive review of sustainability and product design, providing useful information on the relevant regulations and standards for industries to meet increasing market demands for eco-products, while reducing their impact on the environment. The examples and methods presented allow readers to gain insights into sustainable products. The authors also explain how to develop products with sustainability features by applying tools and methods for sustainable design and manufacture. These tools/methods include • Regulations/directives related to sustainable product development • Popular lifecycle analysis software packages • Environmental and social lifecycle impact as...
Transport Policy: Learning Lessons from History
The key aim of this volume is to demonstrate ways in which an understanding of history can be used to inform present-day transport and mobility policies. This is not to say that history repeats itself, or that every contemporary transport dilemma has an historical counterpart: rather, the contributors to this book argue that in many contexts of transport planning a better understanding of the context and consequences of past decisions and processes could lead to more effective policy decisions. Collectively the authors explore the ways in which the methods and approaches of historical research may be applied to contemporary transport and policy issues across a wide range of transport modes and contexts. By linking two bodies of academic research that for the most part remain separate this volume helps to inform current transport and mobility policies and to stimulate innovative new research that links studies of both past and present mobilities.
Uphill Against Water
In Uphill against Water, Peter Carrels examines the history of Missouri River water development projects in general and describes the struggle over one of the largest of those projects, South Dakota?s Oahe irrigation project, in detail. Opposition to the Oahe project was intense and well organized. After four years of bitter competition, an energetic and resourceful grassroots group, United Family Farmers, wrested control of the Oahe conservancy district board, a government agency that had been an ardent supporter of the irrigation project. That political triumph led to the only victory in the West by a grassroots group over the Bureau of Reclamation and the irrigation and business establishment.
The Lee Neer Diaries
"The second volume of edited texts on the history of the Neer family, this book publishes the diaries of Lee Neer. Five volumes of diaries cover the years from 1925, 1926, 1935-1938, and 1940-1944. This edition also includes Lee Neer's cattle breeding notes from 1940 to 1947 ; a 1927 letter from Lee to his father Oliver Lee Neer; and edited memoirs by Lee's daughter, Peggy. The material in these diaries documents the history of silver mining in Sonora, Mexico, and Douglas, Arizona, and the social history of Ahwahnee, California"--Back cover
Tramway London
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The Ringtone Dialectic
The rise and fall of the ringtone industry and its effect on mobile entertainment, music, television, film, and politics. A decade ago, the customizable ringtone was ubiquitous. Almost any crowd of cell phone owners could produce a carillon of tinkly, beeping, synthy, musicalized ringer signals. Ringtones quickly became a multi-billion-dollar global industry and almost as quickly faded away. In The Ringtone Dialectic, Sumanth Gopinath charts the rise and fall of the ringtone economy and assesses its effect on cultural production. Gopinath describes the technical and economic structure of the ringtone industry, considering the transformation of ringtones from monophonic, single-line synthesiz...
