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It is hard to believe that there was a time when there was no right to obtain government information, no protection against hazards in children's toys and other consumer products, no federal safety standards for motor vehicles, and no insurance to protect an investors' money and securities in brokerage accounts. These and other consumer rights were created only after political battles in the decade between 1966 and 1976. This book is the story of that era and one of its leaders, Congressman John Moss. It describes key laws that were enacted by Congress despite political opposition. Moss fought for twelve years, against three presidents and, at times, his own party, for a freedom of information law that has stood the test of time and been copied around the world. He went on to challenge Wall Street in a battle to enact new investor protection laws.
Historically, the insurance industry in America has been fragmented. As a result, there have been debates and conflicts over the proper roles of federal and state governments, business, and the responsibilities of individuals. Who should cover the risks of loss? And to what extent should risk be shared and by whom? In Uncovered, Katherine Hempstead answers these questions by exploring the history of the insurance business and its regulation in the United States from the 1870s through the twentieth century. Specifically, she focuses on the friction between the public demand for insurance and the private imperatives of insurers. Tracing the history of the industry from the early days of life, ...
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Renowned for his "brilliant legislative mind" and political oratory—as well as for bicycling to Congress in a rumpled white linen suit and bow tie—U.S. Congressman Bob Eckhardt was a force to reckon with in Texas and national politics from the 1940s until 1980. A liberal Democrat who successfully championed progressive causes, from workers' rights to consumer protection to environmental preservation and energy conservation, Eckhardt won the respect of opponents as well as allies. Columnist Jack Anderson praised him as one of the most effective members of Congress, where Eckhardt was a national leader and mentor to younger congressmen such as Al Gore. In this biography of Robert Christian...
Includes maps of the U.S. Congressional districts.
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that ...