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The Hand of Dracula
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Disrupting Finance
This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.
Microbial Life
Special features of this second edition are: complete coverage of all aspects of microbiology; a newly updated and expanded treatment of microbial physiology and metabolism; a completely new approach to presenting the biology of eukaryotic microorganisms; updated information on genetics and genomics; a more extensive, phylogenetic approach to microbial diversity; a revised up-to-date section on microbial structure and function that reflects current concepts and techniques; expanded treatment of microbial diseases; recent information about the taxonomy, evolution, and speciation of Bacteria and Archaea; a new section on energetics covering both chemical and light energy conservation; expanded and updated treatment of immunology; chapters on the popular area of beneficial symbioses and on human host-microbe interactions; separate chapters on industrial microbiology and applied and environmental microbiology.
Endless Night
Sixteen-year-old Jody and her best friend's 12-year-old brother Andy are the only two survivors when a gang of killers breaks into Andy's house and slaughters everyone. Now one of the killers is out to eliminate the only living witnesses. Original.
Race, Incarceration, and American Values
Why stigmatizing and confining a large segment of our population should be unacceptable to all Americans. The United States, home to five percent of the world's population, now houses twenty-five percent of the world's prison inmates. Our incarceration rate—at 714 per 100,000 residents and rising—is almost forty percent greater than our nearest competitors (the Bahamas, Belarus, and Russia). More pointedly, it is 6.2 times the Canadian rate and 12.3 times the rate in Japan. Economist Glenn Loury argues that this extraordinary mass incarceration is not a response to rising crime rates or a proud success of social policy. Instead, it is the product of a generation-old collective decision t...
Switzerland in Tolkien's Middle-Earth
A journey in search of Middle-earth In 1911, at the age of nineteen, J. R. R. Tolkien embarked on an adventurous journey through the Swiss Alps; with a heavy pack, he hiked over many high passes. More than fifty years later, he mentioned in a letter to his son Michael that this trip had deeply affected him. Bilbo's journey in The Hobbit from Rivendell to the other side of the Misty Mountains, he said, was based on his own adventures in 1911. Tolkien himself named a few specific sources of inspiration, most explicitly the Silberhorn (Silverhorn). So I wondered: Was this perhaps only the tip of the iceberg? Following in Tolkien's footsteps, I myself set out into the spectacular mountain wor...
The Hard Way Up
A selection of John Grimes short stories including: With Good Intentions The Subtracter The Tin Messiah The Sleeping Beauty The Wandering Buoy The Mountain Movers What You Know
Jeff Buckley
For the first time since Jeff Buckley’s untimely death on May 29, 1997, Dave Lory reveals what it was like to work alongside one of rock’s most celebrated and influential artists. Go on the road and behind the scenes with Buckley, from his electrifying first solo shows in New York to the difficult sessions for the second album he never completed. Lory opens up about their struggles with the record label and trouble with the band, shares previously untold stories and describes fascinating scenes that only he witnessed, including what went down in the days immediately after getting that fateful call, “Jeff is missing.”
Master of the Etrax
Come and visit Castle Bolsk. Here ruled Aufcash III, whose word was law. Her the lovely Ulla bewitched and seduced with her rare charms. Here the fearsome dorpal hawks were caged, waiting to be released in order to savagely dismember traitors and rebels. Just one thing was lacking: the miraculous stone of Etrax, hidden in the mighty fortress of Overnon, guarded by the hydra-headed Hemoth, possessed by the ageless, all-powerful Hag.
