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Too Big to Fall
A comprehensive overview of the shocking state of our nation's infrastructure and what must be done to fix it
Borrowing to Live
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Americans are awash in debt, and the U.S. economy is in trouble. Credit undergirds daily life more than ever—it has become one of the defining aspects of American life, and the ramifications are becoming clearer by the day. The already considerable damage from a depressed housing market has been exacerbated by the subprime lender implosion, sending shock waves through the financial sector, international economies, and government at all levels. Most low- or moderate-income people borrow, but that should not be construed as uniformly poor judgment or lack of disciplines—Americans are not borro...
Moving Forward
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The recent collapse of the mortgage market revealed fractures in the credit market that have deep roots in the system's structure, conduct, and regulation. The time has come for a clear-eyed assessment of what happened and how the system should be strengthened and restructured. Such reform will have a profound and lasting impact on the capacity of Americans to use credit to build assets and finance consumption. Moving Forward explores what caused the crisis and, more important, focuses on the path ahead. The challenge remains the same as ever: protect consumers, ensure fairness, and guarantee so...
You Know I'm Right
Straight-talking CNBC reporter Michelle Caruso-Cabrera demands a modern solution to our nation’s social and economic woes—a return to our political roots: fiscal conservatism, limited government, and personal accountability. Hypocrites and radicals on both sides of the political spectrum have left fiscally conservative, socially liberal Americans like CNBC’s Michelle Caruso-Cabrera people without a party. If you tell your neighbors you’re a card-carrying Republican, they’ll assume you’re opposed to abortion, hostile to gay marriage, and don’t care about the environment or the poor. Democrats are portrayed as union-loving, tree-hugging activists, more concerned with making gover...
Twenty-First Century Gateways
While federal action on immigration faces an uncertain future, states, cities and suburban municipalities craft their own responses to immigration. Twenty-First-Century Gateways, focuses on the fastest-growing immigrant populations in metropolitan areas with previously low levels of immigration—places such as Atlanta, Austin, Charlotte, Dallas-Fort Worth, Minneapolis-St. Paul, Phoenix, Portland, Sacramento, and Washington, D.C. These places are typical of the newest, largest immigrant gateways to America, characterized by post-WWII growth, recent burgeoning immigrant populations, and predominantly suburban settlement. More immigrants, both legal and undocumented, arrived in the United Stat...
Revisiting Rental Housing
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Rental housing is increasingly recognized as a vital housing option in the United States. Government policies and programs continue to grapple with problematic issues, however, including affordability, distressed urban neighborhoods, concentrated poverty, substandard housing stock, and the unmet needs of the disabled, the elderly, and the homeless. In R evisiting Rental Housing, leading housing researchers build upon decades of experience, research, and evaluation to inform our understanding of the nation's rental housing challenges and what can be done about them. It thoughtfully addresses not ...
Once the American Dream
At one time, a move to the suburbs was the American Dream for many families. However, despite the success of Levittown, NY,impoverished “inner-ring” suburbs—those closest to the urban core of metropolitan cities—like Lansdowne, MD, are in decline. As aging housing stock, foreclosures, severe fiscal problems, slow population growth, increasing poverty, and struggling local economies affect inner-ring suburbs, what can be done to save them? Once the American Dream analyzes this downward trend, examining 5,000 suburbs across 100 different metropolitan areas and census regions in 1980 and 2000. Hanlon defines the suburbs’ geographic boundaries and provides a ranking system for assessing and acting upon inner-ring suburban decline. She also illuminates her detailed statistical analysis with vivid case studies. She demonstrates how other suburbs, particularly those in the outer reaches of cities, flourished during the 1980s and 1990s. Once the American Dream closes with a discussion of policy implications and recommendations for policymakers and planners who deal with suburbs of various stripes.
