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Shredded
This is the definitive account of the Royal Bank of Scotland scandal. For a few brief months in 2007 and 2009, the Royal Bank of Scotland was the largest bank in the world. Then the Edinburgh-based giant - having rapidly grown its footprint to 55 countries and stretched its assets to £2.4 trillion under its hubristic and delinquent former boss Fred Goodwin - crashed to earth. In Shredded, Ian Fraser explores the series of cataclysmic misjudgments, the toxic internal culture and the 'light touch' regulatory regime that gave rise to RBS/NatWest's near-collapse. He also considers why it became the most expensive bank in the world to bail out and why a culture of impunity was allowed to develop...
Making It Happen
When RBS collapsed and had to be bailed out by the taxpayer in the financial crisis of October 2008 it played a leading role in tipping Britain into its deepest economic downturn in seven decades. The economy shrank, bank lending froze, hundreds of thousands lost their jobs, living standards are still falling and Britons will be paying higher taxes for decades to pay the clean-up bill. How on earth had a small Scottish bank grown so quickly to become a global financial giant that could do such immense damage when it collapsed? At the centre of the story was Fred Goodwin, the former chief executive known as "Fred the Shred" who terrorised some of his staff and beguiled others. Not a banker by...
The Royal School of Needlework Book of Embroidery
An all-in-one volume covering crewelwork, canvaswork, and six other types of hand embroidery, from the renowned school established in nineteenth-century England. This beautiful book is a rich source of embroidery techniques, stitches, and projects, covering eight key subjects in detail: crewelwork, bead embroidery, stumpwork, canvaswork, goldwork, whitework, blackwork, and silk shading. Collecting all the books in the trusted, bestselling Royal School of Needlework Essential Stitch Guide series, plus a new section on mounting your finished work, this fantastic book—heavily illustrated with photos—is a must-have for all embroiderers.
British Banking
The Global Financial Crisis made its first appearance in Britain towards the end of 2007 with the failure of the Northern Rock Bank. It then reached an unparalleled intensity a year later when the government was forced to intervene to prevent the collapse of Lloyds/HBOS and RBS/Natwest. Before these events the British banking system possessed a long established reputation for resilience and competence that made it one of the most admired and trusted in the world. The financial crisis of 2007/8, and the subsequent revelations about the behaviour of bankers, destroyed that reputation and drove a desire for a complete reform of the British banking system. Forgotten in this headlong rush towards...
Banking in Crisis
A full account of the rise and fall of British banking stability which sheds new light on why banking systems crash.
As Good as Gold
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