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The Missing Rose
This is the story of Diana, a wilful young woman who, following the death of her mother, sets out on a quest to find the twin she never knew she had. Her search leads her to a magical garden in Istanbul, where she learns the philosophy of roses.
Quando la vita si illumina
Quando la vita si illumina è un romanzo sulla speranza, sull’amore senza condizioni e sul miracolo della vita qualunque essa sia. È la storia di un bambino unico, un po’ speciale, Omero, che trascorre lunghe giornate in mare con la madre e il nonno sul Safa, e che ha un forte desiderio: parlare con il suo Angelo. Il desiderio di Omero sembra però nato a non realizzarsi quando l'incredibile amicizia con un delfino, tenuta debitamente nascosta per evitare la derisione di compagni e maestri, schiuderà al piccolo le porte del Mondo della Luce. Da adulto, in piena crisi, Omero arà poi costretto a riandare ai tempi della sua infanzia,all’innocenza e alle delusioni di quegli anni, alla sua amicizia interrotta col delfino con cui parlava e a un misterioso libro della Speranza lasciato in custodia dagli Immortali. Dopo il successo mondiale di La timidezza delle rose, tradotto in ventotto paesi, Serdan Ozkan ritorna con un viaggio meraviglioso nel regno della fantasia, dove la speranza ritrovata è in grado di illuminare all’improvviso ogni vita.
The Immortal Heart - Hati Abadi
Keajaiban besar terjadi saat Diana, gadis kecil yang sangat menyukai lumba-lumba merah muda, bertemu dengan bocah lelaki istimewa yang memiliki kerinduan besar untuk bermain bersama malaikat. Mereka berjumpa di bawah pohon ara rindang, dan di situlah petualangan si gadis kecil dimulai. Diana harus menghadapi Monster Aku yang ganas dan buas serta menjelajahi wilayah-wilayah asing yang tidak pernah ia lihat sebelumnya. Ia juga harus belajar menentukan pilihan-pilihan penting yang akan mengubah seluruh hidupnya. Dongeng indah karya Serdar Ozkan ini berkisah tentang keberanian dan kasih sayang, tentang hal-hal yang layak dipertaruhkan demi menemukan jati diri. Sesungguhnya hati manusia sangatlah luas tak berbatas, dan saat kita merasa tersesat, terkadang satu-satunya jalan pulang adalah dengan menyelami hati kita sendiri.
Taxation of Human Capital and Wage Inequality
Wage inequality has been significantly higher in the U.S. than in continental European countries since the 1970s. This report studies the role of labor income tax policies (LITP) for understanding these facts. Countries with more progressive LITP have significantly lower before-tax wage inequality at different points in time. Progressivity is also negatively correlated with the rise in wage inequality during this period. Wage inequality arises from differences across individuals in their ability to learn new skills as well as from idiosyncratic shocks. Progressive taxation compresses the (after-tax) wage structure, thereby distorting the incentives to accumulate human capital, in turn reducing the cross-sectional dispersion of (before-tax) wages. Illustrations. This is a print-on-demand publication; it is not an original.
Delinquent
Publisher's Weekly Top 10 Fall Release in Business and Economics A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt the...
UJALE JAGNYACHA DEEP
HAVING LOST FAITH IN LIFE, CONVINCED THAT EVERYTHING HE HAS EVER DONE AND EVERYTHING THAT HAS EVER HAPPENED TO HIM IS POINTLESS, OMER RAISES HIS HAND ON HIMSELF. HOWEVER, AT THAT MOMENT, THE ANGEL OF DEATH VISITS HIM AND OFFERS HIM THE LAST CHANCE OF LIFE. IT WAS AS IF THE UNIVERSE STOPPED FOR OMER TO TRY TO REMEMBER A SUMMER HE SPENT AS A BOY WITH HIS FAMILY AROUND THE SEVEN ISLANDS. THE SUMMER HE CALLED LOST ALL HIS LIFE, BECAUSE HE COULDN'T REMEMBER IT... "ओमर लहान असतानाच त्याच्या आई-वडिलांचा एका दुर्दैवी अपघातात मृत्यू होतो आणि तो उद्ध्वस्त ...
The Federal Reserve
An illuminating history of the Fed from its founding through the tumult of 2020. In The Federal Reserve: A New History, Robert L. Hetzel draws on more than forty years of experience as an economist in the central bank to trace the influences of the Fed on the American economy. Comparing periods in which the Fed stabilized the economy to those when it did the opposite, Hetzel tells the story of a century-long pursuit of monetary rules capable of providing for economic stability. Recast through this lens and enriched with archival materials, Hetzel’s sweeping history offers a new understanding of the bank’s watershed moments since 1913. This includes critical accounts of the Great Depression, the Great Inflation, and the Great Recession—including how these disastrous events could have been avoided. A critical volume for a critical moment in financial history, The Federal Reserve is an expert, sweeping account that promises to recast our understanding of the central bank in its second century.
The Twentysomething Treatment
The author of The Defining Decade explains why the twenties are the most challenging time of life and reveals essential skills for handling the uncertainties surrounding work, love, friendship, mental health, and more during that decade and beyond. There is a young adult mental health crisis in America. So many twentysomethings are struggling—especially with anxiety, depression, and substance use—yet, as a culture, we are not sure what to think or do about it. Perhaps, it is said, young adults are snowflakes who melt when life turns up the heat. Or maybe, some argue, they’re triggered for no reason at all. Yet, even as we trivialize twentysomething struggles, we are quick to pathologiz...
Has Higher Household Indebtedness Weakened Monetary Policy Transmission?
Has monetary policy in advanced economies been less effective since the global financial crisis because of deteriorating household balance sheets? This paper examines the question using household data from the United States. It compares the responsiveness of household consumption to monetary policy shocks in the pre- and post-crisis periods, relating changes in monetary transmission to changes in household indebtedness and liquidity. The results show that the responsiveness of household consumption has diminished since the crisis. However, household balance sheets are not the culprit. Households with higher debt levels and lower shares of liquid assets are the most responsive to monetary policy, and the share of these households in the population grew. Other factors, such as economic uncertainty, appear to have played a bigger role in the decline of households’ responsiveness to monetary policy.
Employment Time and the Cyclicality of Earnings Growth
We study how the distribution of earnings growth evolves over the business cycle in Italy. We distinguish between two sources of annual earnings growth: changes in employment time (number of weeks of employment within a year) and changes in weekly earnings. Changes in employment time generate the tails of the earnings growth distribution, and account for the increased dispersion and negative skewness in the distribution of earnings growth in recessions. In contrast, the cross-sectional distribution of weekly earnings growth is symmetric and stable over the cycle. Thus, models that rely on cyclical idiosyncratic risk, should separately account for the employment margin in their earnings process to avoid erroneous conclusions. We propose such a process, based on the combination of simple employment and wage processes with few parameters, and show that it captures the procyclical skewness in changes in earnings growth and other important features of its distribution.
