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Buku Ajar Mengolah Kulit Pisang Menjadi Tepung dan Kue Donat
Buku ini berisi tentang metode pembuatan tepung dari kulit pisang raja kemudian pembuatan donat berbahan dasar tepung kulit pisang raja. Di masyarakat, kebutuhan akan tepung masih sangat banyak. buku ini bertujuan untuk menambah khasanah pengetahuan masyarakat dalam membuat tepung substituent seperti tepung kulit pisang. Kulit pisang menjadi tepung sementara kulit pisang sendiri dapat diolah menjadi tepung dan kue sehingga menambah nilai ekonomis dari kulit pisang. semoga buku ini bermanfaat bagi semua pihak.
Determinants of Saving Behavior and Financial Problem
Nowadays, many Indonesian are suffering from poverty, bankruptcy, and health problem because they do not know how to face a financial problem when Indonesia is facing an economic crisis. When Indonesia is in crisis, the exchange rate falls dramatically; banking credit growth also experienced a significant drop. As a result, many people's savings were lost. The forced unemployment and financial bankruptcy had drastically decreased the living conditions in Indonesia. This research aims to analyze the influence of Financial Literacy, Financial Stress, and Financial Management to Saving Behavior and Financial Problem.
The Influence Of Financial Experience, Financial Literacy, Financial Behavior, and Financial Condition Toward Financial Knowledge and Its Implication on Financial Distress: A Survey on Employees in Pontianak
The main objective of this study is to examine the major determinants of employee financial distress. Kim & Garman (2013) argue that financial distress happens when they meet their financial responsibilities and personal finance. The unemployment problem in Pontianak also triggers the financial distress. This research was conducted in Pontianak on employees as the respondents. The purpose of this research is to measure the influences of financial experience, financial literacy, financial behavior, debt, investment, financial knowledge with financial distress. The result shows that financial knowledge has more influence on financial experience, financial behavior and debt toward employee and household in Pontianak. Unfortunately, financial literacy and debt do not influence financial knowledge, and financial knowledge has a strong influence on financial distress instead.
