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Asset Building and Low-income Families
Low-income families have scant savings to cushion a job loss or illness, and can find economic mobility impossible without funds to invest in education, homes, or businesses. And though a lack of resources leaves such families vulnerable, income-support programs are often closed to those with a bit of savings or even a car. Considering welfare-to-work reforms, the increasingly advanced skill demands of the American workforce, and our stretched Social Security system, such an approach is inadequate to lift families out of poverty. Asset-based policies--allowing or even helping low-income families build wealth--are an increasingly popular strategy to facilitate financial stability.
Financial Capability and Asset Holding in Later Life
In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while addressing policies and services than can build financial security.
Social Work and the Grand Challenge of Ending Racism
"Racism is imbued within the structures of our society and has been nesting comfortably within the social work profession since its inception (see Chapter 1). The 13th Grand Challenge is boldly calling social workers to extract this systemic stronghold from its profession and breathe new life into a field that has the capacity to transform our society. To facilitate this necessary disruption, social workers must be willing to critically engage in an exploration of the meaning of racism and its impact on social work in order to work towards its elimination from society and the profession. The chapters in this opening section provide a robust examination of race and racism, its role in social ...
Doing Christian Ethics from the Margins
Miguel De La Torre opens up Christian ethics to the rich diversity found among those who are often excluded from academic and Eurocentric ethical considerations. This book seeks to help students realize that because the gospel message itself was proclaimed to the marginalized peoples of Judea, the people who occupy the same disenfranchised spaces in our contemporary cultures are the ones who hold the interpretive key to understanding that gospel message. The binding effects of power and privilege (institutional or not) can be overcome by a justice-based ethics that avails itself of the perspectives and experiences of those on the margins. -- Provided by publisher.
Striving to Save
The struggles of low-income families trying to build savings accounts
The Assets Perspective
The economy's struggles to overcome the lingering effects of the Great Recession presented unique but essential questions.The book considers a full range of data which considers how this recent experience has impacted households, providing a thorough and contemporary treatment of how the assets perspective has prompted changes within social policy.
A Few Thousand Dollars
A guide to making the U.S. economy work for everyone, by a leading advocate of asset development The majority of Americans do not have a few thousand dollars to weather an unexpected illness, job loss, or accident. Most Americans, including 80 percent of people of color, are locked out of the mainstream economy, unable to add their talents, work, and dreams, unable to share in the bounty of this economy. Without a nest egg most Americans cannot invest in their future—and the future of our country—through saving, entrepreneurship, education, and homeownership. We can—and we should—do better. Longtime leader in the field of asset-building Robert E. Friedman demonstrates how a few simpl...
Welfare and Work
Annotation Our study examines changes in welfare participation and labor market involvement of female welfare recipients starting in the early 1990s and extending through 1999. We focus particular attention on the dynamics of recipients' employment activities in the light of the welfare-to-work emphasis of policy reform.
