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Sovereign Debt
This book is an attempt to build some structure around the issues of sovereign debt to help guide economists, practitioners, and policymakers through this complicated, but not intractable, subject.
Helping over-indebted consumers?
UK consumers had £1,459 billion of outstanding debt at November 2009 and personal borrowing represented 160 per cent of household annual pre-tax income. Research in 2008 by the Bank of England found that 11 per cent of people reported difficulty keeping up with their bills and credit commitments. BIS's face-to-face debt advice project has, since April 2006, delivered help to some 270,000 people to the end of September 2009. An NAO survey found that 81 per cent of people who received the advice said it helped. In the recession, demand for support and advice has become greater than capacity. Between July 2008 and July 2009 there was a 28 per cent increase in the number of people contacting ad...
Tolley's Effective Credit Control and Debt Recovery Handbook
Poor credit control and bad debts are often responsible for undermining many a successful business, therefore it is important for businesses to ensure that they have an effective system in place for keeping credit risk to a minimum, while being aware of debt recovery procedures in the event on no-payment of invoices.
Credit and Community
This text examines the history of consumer credit and debt in working class communities. Concentrates on forms of credit that were traditionally very dependent on personal relationships and social networks, it covers how community-based arrangements declined as more impersonal forms of borrowing emerged during the 20th century.
White Debt
When Thomas Harding discovered that his family had profited from slavery, he set out to interrogate the choices of his ancestors and Britain's role in this terrible history. His investigation took him to Demerara (now Guyana), the site of an uprising by enslaved people in 1823, the largest in the British Empire and a key trigger in the abolition of slavery. Charting the dramatic build-up to this landmark event through the eyes of four people - an enslaved man, a missionary, a colonist, and a slaveholder - Harding lays bare the true impact of years of unimaginable cruelty and incredible courage and asks how those who benefitted from slavery can take responsibility for the White Debt.
Self-Help, Private Debt Collection and the Concomitant Risks
The book shows that self-help in commercial law is a fast, inexpensive and efficient alternative to court enforcement. Self-help remedies and private debt collection are largely but not exclusively features of common law jurisdictions, since remnants of private enforcement can still be found in contract law in civilian systems. The book argues that – despite their usefulness – self-help and private debt collection entail significant risks, especially for consumer debtors. This means that private enforcement needs to be accompanied by the introduction of tailor-made consumer-debtor protection regulation. Specific attention is given to factoring, which functions in many instances as a form of pseudo-private debt collection and which has been exploited to bypass sector-specific consumer protection regulations.
Where Credit is Due
Borrowing is a crucial source of financing for governments all over the world. If they get it wrong, then debt crises can bring progress to a halt. But if it's done right, investment happens and conditions improve. African countries are seeking calmer capital, to raise living standards and give their economies a competitive edge. The African debt landscape has changed radically in the first two decades of the twenty-first century. Since the clean slate of extensive debt relief, states have sought new borrowing opportunities from international capital markets and emerging global powers like China. The new debt composition has increased risk, exacerbated by the 2020 coronavirus pandemic: riche...
Merchants of Debt
Originally published: New York, NY: BasicBooks, c1992.
