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This "little book with a big message" will completely transform your understanding of what Jesus meant when he answered the request, "Lord, teach us to pray." He answered by reciting what we now have come to know as the Lord's Prayer, in the common language of his day, Aramaic. Within these short pages, you will journey back to hear the original words for yourself and, in doing so, will receive the true essence of Jesus' message regarding how we should pray. You will receive the expanded meanings and reach new depths in understanding. But, rest assured, this is only the beginning! For just as the early disciples discovered, reciting the prayer in Aramaic ignites a spark--a spark that awakens a remembrance of our innate divinity as children of the living God. And as this remembrance begins to resound in the silent chambers of the heart, the prayer begins to inform every aspect of daily life. Nothing is the same. We have been set afire by love everlasting and left undone, and can only release our own, involuntary, ecstatic cry. This is what it means to pray!
This book examines the challenges for the life insurance sector in Europe arising from new technologies, socio-cultural and demographic trends, and the financial crisis. It presents theoretical and applied research in all areas related to life insurance products and markets, and explores future determinants of the insurance industry’s development by highlighting novel solutions in insurance supervision and trends in consumer protection. Drawing on their academic and practical expertise, the contributors identify problems relating to risk analysis and evaluation, demographic challenges, consumer protection, product distribution, mortality risk modeling, applications of life insurance in contemporary pension systems, financial stability and solvency of life insurers. They also examine the impact of population aging on life insurance markets and the role of digitalization. Lastly, based on an analysis of early experiences with the implementation of the Solvency II system, the book provides policy recommendations for the development of life insurance in Europe.
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Hero of the Soviet Union Dmitriy Loza has carefully crafted his World War II experiences with U.S.-provided Sherman tanks into a highly readable memoir. Between the fall of 1943 and August 1945, Loza fought in the Ukraine, Romania, Hungary, Czechoslovakia, and Austria. He commanded a tank battalion during much of this period and had three Shermans shot out from under him. Loza's unit participated in such well-known combat actions as the Korsun-Shevchenkovskiy Operation, the Jassy-Kishenev Operation, and the battles for Budapest, Vienna, and Prague. Following the German surrender, Loza's unit was sent to Mongolia, where it participated in the arduous trek across the Gobi Desert to attack the ...
Monografia stanowi zbiór tekstów autorstwa polskich ekonomistek i finansistek. Książka prezentuje rozważania poświęcone bezpieczeństwu ekonomicznemu osób starszych w kontekście zmian demograficznych i kryzysów systemów powszechnych systemów ubezpieczeń emerytalnych i zdrowotnych w Polsce. Przedstawiono w niej przegląd rozwiązań podejmowanych systemowo, mających na celu poszukiwanie bezpieczeństwa socjalnego, a także ocenę bezpieczeństwa socjalnego w polskim systemie emerytalnym. W pracy zaprezentowano analizę polskiego systemu emerytalnego i adekwatności emerytur oraz sposoby zapobiegania ubóstwu wśród ludzi starszych i problemy finansowania opieki zdrowotnej osób starszych. W publikacji zarówno wskazano możliwości rozwoju prywatnych ubezpieczeń zdrowotnych dedykowanych seniorom, jak i przeprowadzono analizę możliwości wykorzystania instrumentu ubezpieczenia prywatnego dla finansowania ryzyka opieki długoterminowej osób starszych na polskim rynku. Autorki monografii omówiły w niej również zasady funkcjonowania renty hipotecznej i wyniki badań postaw polskich seniorów wobec wykorzystania tej renty w uzupełnianiu luki emerytalnej
Each issue includes a classified section on the organization of the Dept.
This volume features a selection of contributions presented at the 2018 Wroclaw Conference in Finance, which cover a wide range of topics in finance and financial economics, e.g. financial markets; monetary policy; corporate, personal and public finance; and risk management and insurance. Reflecting the diversity and richness of research areas in the field, the papers discuss both fundamental and applied finance, and offer a detailed analysis of current financial-market problems, including specifics of the Polish and Central European markets. They also examine the results of advanced financial modeling. Accordingly, the proceedings offer a valuable resource for researchers at universities and policy institutions, as well as graduate students and practitioners in economics and finance at both private and government organizations.
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Antimicrobial Resistance in Wastewater and Human Health provides updated knowledge on the human health risks associated with antimicrobial resistance of wastewater. The book's chapters address commonly found bacteria and drug resistant genes in wastewater, treatment plant problems and challenges, human health hazards, and gaps in current literature. Written for researchers, scientists, graduate and PhD students in the areas of Public Health, Biotechnology, Chemical Engineering, and Environmental Science, this will be an ideal resource. - Examines AMR in wastewater and related risks to human health - Provides the reader with expert analysis across a variety of scientific disciplines - Presents a comprehensive analysis of AMR in wastewater, risks to human health and the way forward