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America Adrift—Righting the Course
The values that made America a great and respected nation are in decline causing consequences across all segments of our society. In this passionate and deeply personal account, author John W. Zimmerman Sr. issues a call to all Americans to take up this challenge and preserve Americas promise, dream, and survival for all who follow. A roadmap and workable solutions to reclaiming our country, America Adrift-Righting the Course, is a wake-up call for young, old, and everyone in between. John Zimmermans analysis of moral relativity in our culture is beyond question. Unlike other writers who only trade in self-righteously denouncing our culture, he sensitively describes the problems and offers i...
Hearings
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Banker International
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Hearings
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The future of education: how the metaverse is changing the learning
The book explores the impact of the metaverse on education. The metaverse is a virtual world where users can interact with each other in real time, and it has the potential to revolutionize how we learn and teach. It covers the basics of the metaverse, including its history and current state, and then delves into how it is changing education. Finally, it discusses how the metaverse can provide immersive and engaging learning experiences, personalized instruction, and access to education for anyone with an internet connection. This book guides those who wish to improve themselves in metaverse-based educational development for various fields of study. Learning at various levels, from elementary school to university, uses the metaverse concept. By mastering this material, you will gain insight into the development of metaverse-based education.
The Crisis
The Crisis, founded by W.E.B. Du Bois as the official publication of the NAACP, is a journal of civil rights, history, politics, and culture and seeks to educate and challenge its readers about issues that continue to plague African Americans and other communities of color. For nearly 100 years, The Crisis has been the magazine of opinion and thought leaders, decision makers, peacemakers and justice seekers. It has chronicled, informed, educated, entertained and, in many instances, set the economic, political and social agenda for our nation and its multi-ethnic citizens.
Developing Teaching Materials Based on Metaverse
Metaverse is the next iteration of the internet with a network of decentralized virtual spaces where users can socialize, learn and play. In addition, people leverage other new technologies (5G, blockchain, artificial intelligence), moving from 2D graphics on flat screens to 3D graphics on HMD. Metaverse will enable the creation of interactive and virtual equivalents of the physical world that we will be able to explore via the extended reality platform. This book is a guide for those who want to improve themselves in developing metaverse-based teaching materials for various fields of study. Learning in multiple subjects using metaverse-based learning materials is not dull for students. By mastering this material, it is hoped that you will be able to complete work related to the development of metaverse-based teaching materials. This book is a guide to the development of metaverse-based teaching materials with development methods as needed. In addition, it also discussed technology, the development team, and examples of developing metaverse-based teaching materials.
Daily Report
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Analyzing Capital Flow Drivers Using the ‘At-Risk’ Framework: South Africa’s Case
Cross-border capital flows are important for South Africa. They fund the nation’s relatively large external financing needs and have important financial stability implications evidenced by the large capital outflows and asset price selloffs during the COVID-19 pandemic. This paper adds to the literature on the drivers of South Africa’s capital flows by applying the ‘at-risk’ framework––which differentiates between the likelihood of “extreme” inflows (surges) and outflows (reversals) and of “typical” flows––to both nonresident and resident capital flows. Estimated results show that among nonresident flows, the portfolio debt component is most sensitive to changes in external risk sentiment particularly during reversals. This applies to flows to the sovereign sector. Nonresident equity flows, both portfolio and FDI, are most sensitive to domestic economic activity especially during surges. This applies to flows to the corporate and banking sectors. Results also suggest that resident flows, in particular the FDI component, tend to offset nonresident flows, thus acting as buffers against funding withdrawal during periods of global risk aversion.
