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Summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford & Orlanda Ruthven's Portfolios of the Poor
Please note: This is a companion version & not the original book. Sample Book Insights: #1 The world’s poor are defined as those who live on less than two dollars a day. It is difficult to imagine what it is like to live on such a low income, and it is even harder to imagine how you would prosper if your income was just two dollars a day. #2 Existing data sources are limited in their ability to answer these questions. However, after conducting several studies on how the poor manage their money, we found that they rarely spend every penny of their income right away. They instead save money, and borrow when they need to. #3 The importance of reliable financial tools for the poor cannot be understated. If you're poor, managing your money well is central to your life. #4 We developed a research technique called financial diaries, in which we interviewed poor households and collected their data. We learned how and when income flowed in and how and when it was spent.
Portfolios of the Poor
In this work, the authors report on the yearlong 'financial diaries' of villagers and slum dwellers in Bangladesh, India, and South Africa. The stories of these families are often surprising and inspiring.
In Their Own Hands
2.5 billion people worldwide, most of them desperately poor villagers, need a better way to save and to borrow. Even the most innovative banking institutions can't reach them. In savings groups, members save what they can in a communal pot and loan their growing fund to each other for their short-term needs. The authors show how these savings groups form and function and how little "outside" support is required for their success. This book describes how Ashe developed Saving for Change, which leveraged the wisdom and strength of group members to train and establish new groups. This model has impacted the lives of 680,000 people across five countries. Savings groups bypass subsidies, dependency, and high costs while effectively reducing chronic hunger, building assets, and empowering the community. Today, saving groups have 9 million members around the globe. With minimal support, membership could grow to ten times this number. --
From Charity to Justice
This book focuses on the ethical demands of extreme poverty and develops a political theory of practical change. Welding together political realism and moral aspirations, it argues that a re-imagined form of development NGO can help the global North break free from the dominant and persistent charity paradigm and drift towards a justice-based understanding of extreme poverty. It offers an original explanation of why the charity paradigm persists and why the “justice not charity” messages from development NGOs have changed few minds. The author argues that anyone concerned with a paradigm shift from charity to justice need to radically rethink the problem of political communication: who s...
Development Economics
Development Economics: Theory and Practice provides students and practitioners with the perspectives and the tools they need to think analytically and critically about the current major economic development issues in the world. Alain de Janvry and Elisabeth Sadoulet identify seven key dimensions of development; growth, poverty, vulnerability, inequality, basic needs, sustainability, and quality of life, and use them to structure the contents of the text. This book gives a historical perspective on the evolution of thought in development. It uses theory and empirical analysis to present readers with a full picture of how development works, how its successes and failures can be assessed, and h...
Radical Charity
Right now, there is a movement in churches and nonprofits arguing that charity is toxic, that helping hurts, and that the entire nonprofit sector needs to be reformed to truly lift people out of poverty. These charity skeptics are telling Christians that traditional charity deepens dependency, fosters a sense of entitlement, and erodes the work ethic of people who receive it. Charity skepticism is increasingly popular; and it is almost certainly wrong. Radical Charity weaves together research and scholarship on topics as diverse as biblical scholarship, Christian history, economics, and behavioral psychology to tell a different story. In this story, charity is the heart of Christianity and one of the most effective ways that we can help people who are living in poverty. Charity—giving to people experiencing poverty without any expectation of return or reformation—can save the world and help make God’s vision for the church a reality.
Rural Microfinance and Microenterprise
Contributed articles on microfinance and small business in India.
Social Entrepreneurship in the Age of Atrocities
ïHow can anyone make a difference in a world marked by genocide, civil war, refugee crises, disease epidemics? With conscience, hope, and sweat equity, Dr. Zachary Kaufman and the other contributors to this book have offered aid, created organizations serving victims of human rights violations, and learned from set-backs and failures. Their insight into challenges of sustainable fund-raising, organizational design and management, and skepticism about young Western volunteers can inspire and instruct others who hope to address suffering and injustice through initiative, analysis, and commitment.Í _ Martha Minow, Dean of the Faculty of Law and Jeremiah Smith, Jr. Professor of Law, Harvard La...
Fast Fashion
Fast Fashion: A cut from Clothing Poverty marks the two-year anniversary of the disastrous collapse of the Rana Plaza factory in Bangladesh on 24 April 2013. Featuring a new introduction along with a chapter from the previously published Clothing Poverty: The hidden world of fast fashion and second-hand clothes, Andrew Brooks stitches together the events of the Rana Plaza tragedy with the hidden world of fast fashion, providing a short but enlightening exposé of the global commodity chains which perpetuate poverty.
Development Challenges, South-South Solutions: January 2010 Issue
Development Challenges, South-South Solutions is the monthly e-newsletter for the United Nations Development Programme’s South-South Cooperation Unit (www.southerninnovator.org). It has been published every month since 2006.
