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This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.
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Intro -- Foreword -- Acknowledgement -- Contents -- About the Authors -- Abbreviations -- List of Figures -- List of Tables -- Chapter 1: Defining, Rationalising and Measuring Digital Towns -- 1.1 Introduction -- 1.2 Digital Society-Key Concepts and Terms -- 1.2.1 What Do We Mean by Digital? -- 1.2.2 Mainstream vs Frontier Technologies -- 1.3 What Is a Town? -- 1.4 The Urban-Rural Digital Divide -- 1.5 Rationalising and Defining Digital Towns -- 1.6 The Need for a Discrete Digital Town Measurement Framework -- 1.7 Conclusion -- References -- Chapter 2: The Digital Citizen -- 2.1 Introduction -- 2.2 The Digital Divide -- 2.2.1 The Grey Digital Divide -- 2.2.2 The Income Digital Divide -- 2.2....
This open access book explores the global challenges and experiences related to digital entrepreneurial activities, using carefully selected examples from leading companies and economies that shape world business today and tomorrow. Digital entrepreneurship and the companies steering it have an enormous global impact; they promise to transform the business world and change the way we communicate with each other. These companies use digitalization and artificial intelligence to enhance the quality of decisions and augment their business and customer operations. This book demonstrates how cloud services are continuing to evolve; how cryptocurrencies are traded in the banking industry; how plat...
Rates of hate crime within football have been increasing, despite the visibility of anti-racist actions such as ‘taking the knee’. With a unique collection of testimonies, this book shows that hostility is a daily occurrence for some professional football players, ranging from online threats to physical intimidation and violence at football matches. Bringing a range of perspectives to this widespread problem, leading academics, practitioners and policy makers shed light on the best strategies to tackle racism, homophobia, transphobia and misogyny in football.
Among banking industries and insurance and security sectors, systemic risk and information uncertainty can generate negative consequences. By developing solutions to address such issues, financial regulation initiatives can be optimized. Value Relevance of Accounting Information in Capital Markets is an essential reference source for the latest scholarly research on the importance of information asymmetries and uncertainties and their effects on the overall regulation of financial industries. Featuring extensive coverage on a wide range of perspectives, such as financial reporting standards, investor confidence, and capital flows, this publication is ideally designed for professionals, accountants, and academics seeking current research on the effects of the underlying elements in investing.
The Internet of Things offers massive societal and economic opportunities while at the same time significant challenges, not least the delivery and management of the technical infrastructure underpinning it, the deluge of data generated from it, ensuring privacy and security, and capturing value from it. This Open Access Pivot explores these challenges, presenting the state of the art and future directions for research but also frameworks for making sense of this complex area. This book provides a variety of perspectives on how technology innovations such as fog, edge and dew computing, 5G networks, and distributed intelligence are making us rethink conventional cloud computing to support th...
Technology companies claim to connect people through touchscreens, but by conflating physical contact with emotional sentiments, they displace the constructed aspects of devices and women and other oppressed individuals’ critiques of how such technologies function. Technology companies and device designers correlate touchscreens and online sites with physical contact and emotional sentiments, promising unmediated experiences in which the screen falls away in favor of visceral materiality and connections. While touchscreens are key elements of most people’s everyday lives, critical frameworks for understanding the embodied experiences of using them are wanting. In Touch Screen Theory, Mic...