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Dramatic forces of change continue to sweep the financial services industry. The age of the empowered customer is here and are changing the way financial products are delivered, sold, and serviced, which are making relationships more complex than ever. The explosion of data and intense competition, which is combined with slow or inconsistent economic conditions, makes it imperative for financial institutions to find new and cost effective ways to increase market share, renew customer trust, and drive profitable growth. In this new business environment, the transaction processing arm of the industry is facing increased pressure to reduce float, better manage liquidity, and provide regulators ...
Automated Clearing House (ACH) payment volume is increasing every year. NACHA estimates that ACH payments crossed 21 billion several years ago. Financial institutions are re-evaluating their current payment platforms. Financial Transaction Manager is a single interface that can handle ACH needs that cross various platforms. IBM® Financial Transaction Manager for ACH Services provides pre-built support for processing all ACH transactions that flow through financial systems. This includes ingestion, validation, transaction management, and distribution. The robust rules-based environment handles payment routing and exception management, and an automated import and export facility handles ACH p...
Wikileaks recent data exposures demonstrate the danger now posed by insiders, who can often bypass physical and technical security measures designed to prevent unauthorized access. The insider threat team at CERT helps readers systematically identify, prevent, detect, and mitigate threats.
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Agile is one of the most popular software development methodologies used by organizations all over the world. It is characterized by adaptability, flexibility and self-organization, but what does it mean to truly "be" Agile instead of just "doing" Agile? This book offers in-depth commentary and explanations on the Agile methodology's foundation, the Agile Manifesto. Larry Apke, a seasoned Agile coach, uses his own experiences to provide a clear, understandable path to implementing and succeeding with Agile for organizations and individuals.
How different is Pakistan's culture from that of India? Exploring various aspects of the arts, literature and heritage of Pakistan, Raza Rumi argues that culture in Pakistan is not particularly unique to the nation, but rather a part of the cultural identities shared by South Asians. From the songs of Kabir and the ballads of Bulleh Shah to the cult of the feminine in the Sindh region, Rumi takes a kaleidoscopic view of the deep-set cultural mores that tie India and Pakistan together. Going further, he examines aspects of the visual arts, poetry, music and literature of Pakistan that impact global cultural narratives. Finally, he introduces readers to contemporary Pakistani writers and artists and the milieu in which they express their creativity, giving us a fascinating glimpse into cultural productions in Pakistan today. Being Pakistani is a riveting account of artistic traditions and their significance in present-day Pakistan, presenting an alternative view of the country, beyond the usual headlines that focus on political instability and terrorism.
Dramatic forces of change continue to sweep the financial services industry. The age of the empowered customer is here and are changing the way financial products are delivered, sold, and serviced, which are making relationships more complex than ever. The explosion of data and intense competition, which is combined with slow or inconsistent economic conditions, makes it imperative for financial institutions to find new and cost effective ways to increase market share, renew customer trust, and drive profitable growth. In this new business environment, the transaction processing arm of the industry is facing increased pressure to reduce float, better manage liquidity, and provide regulators ...