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Pertumbuhan teknologi dan digital yang pesat menjadi salah satu faktor semakin berkembangnya perusahaan keuangan berbasis teknologi di Indonesia. Keberadaan Teknologi finansial (Tekfin) merupakan terobosan inovasi layanan keuangan berbasis digital yang dapat membantu memperluas akses layanan keuangan masyarakat, tak terkecuali bagi UMKM. Dalam perkembangannya, Tekfin di Indonesia yang masih didominasi sistem pembayaran maupun pinjaman online telah banyak menawarkan beragam fitur layanan bagi masyarakat dalam bertransaksi secara mudah dan cepat. Namun di sisi lain, keberagaman sistem layanan Tekfin tersebut juga memiliki potensi risiko keamanan dalam bertransaksi. Atas dasar tersebut,buku bunga rampai ini disusun sebagai upaya untuk mengulas dan mengkaji bagaimana potensi keberadaan Tekfin dalam memperluas akses keuangan bagi UMKM. Tidak hanya itu, buku ini juga mencoba memaparkan bagaimana implementasi Tekfin di lapangan serta kendala maupun tantangan yang dihadapi.
This book focuses on market developments of crowdfunding, crowdinvesting, crowdlending, social trading, robo-advice, personal financial management, online payment and mobile payment in Germany. FinTech companies are an important driver of innovation in the financial industry. By making financial transactions more user-friendly and transparent, these firms potentially contribute to financial stability and economic growth. The authors define and categorize the different market segments that have emerged. They further provide an assessment of current market volumes and make forecasts for the next 5, 10 and 20 years. Particular attention is given to the empirical findings resulting from scholarl...
The Glory of Sri Sri Ganesh shows the lives of the underdogs the Lachhimsa, the Rukmanis, the Mohors and the Haroas as a contrast to the lives of their all-powerful overlords the Medinis and Ganeshes. Lachhima, whose leashed bitterness and anger of a lifetime against Medini and Ganesh is liberated at the end of the novel when Ganesh begs her to save his life, decides to save him, but on her own terms. The title of the work itself becomes a tool for subversion in this sprawling novel which takes the reader through a multilayered narrative into the socio-economic malaise of post-independence rural India. Mahasweta Devi s corrosive humour and cryptic style are at their best as she takes on issu...
This book is the first work that comprehensively presents the accounts of Lia Eden, a former flower arranger who claims to have received divine messages from the Archangel Gabriel and founded the divine Eden Kingdom in her house in Jakarta. This book places Lia Eden’s prophetic trajectory in the context of diverse Indonesian spiritual and religious traditions, by which hundreds of others also claimed to have been commanded by God to lead people and to establish religious groups. This book offers a fresh approach towards the rich Indonesian religious and spiritual traditions with particular attention to the accounts of the emergence of indigenous prophets who founded some popular religions....
This book explains how an organization can measure and manage performance with the Balanced Scorecard methodology. It provides extensive background on performance management and the Balanced Scorecard, and focuses on guiding a team through the step-by-step development and ongoing implementation of a Balanced Scorecard system. Corporations, public sector agencies, and not for profit organizations have all reaped success from the Balanced Scorecard. This book supplies detailed implementation advice that is readily applied to any and all of these organization types. Additionally, it will benefit organizations at any stage of Balanced Scorecard development. Regardless of whether you are just contemplating a Balanced Scorecard, require assistance in linking their current Scorecard to management processes, or need a review of their past measurement efforts, Balanced Scorecard Step by Step provides detailed advice and proven solutions.
Presented here are four major theories behind the functioning of the world's presses: (1) the Authoritarian theory, which developed in the late Renaissance and was based on the idea that truth is the product of a few wise men; (2) the Libertarian theory, which arose from the works of men like Milton, Locke, Mill, and Jefferson and avowed that the search for truth is one of man's natural rights; (3) the Social Responsibility theory of the modern day: equal radio and television time for political candidates, the obligations of the newspaper in a one-paper town, etc.; (4) the Soviet Communist theory, an expanded and more positive version of the old Authoritarian theory.
Forest landscape restoration (FLR) requires a long-term commitment from a range of stakeholders to plan the restoration initiative collaboratively and see it through successfully. This is only possible when the people involved – whether they are landholde
This Volume presents the selected papers from the 5 Parallel Symposiums of the 2014 Fourth World Congress on Information and Communication Technologies (WICT 2014) held in Malacca, Malaysia. The theme of WICT 2014 'Innovating ICT for Social Revolutions'. WICT 2014 is Co-Organized by Machine Intelligence Research Labs (MIR Labs), USA and Universiti Teknikal Malaysia Melaka, Malaysia. WICT 2014 is technically co-sponsored by IEEE Systems, Man & Cybernetics Society Malaysia and Spain Chapters and Technically Supported by IEEE Systems Man and Cybernetics Society, Technical Committee on Soft Computing.
Analyzing Media Messages provides a comprehensive and comprehensible guide to conducting content analysis research. It establishes a formal definition of quantitative content analysis; gives step-by-step instruction on designing a content analysis study; and explores in depth research questions that recur in content analysis, in such areas as measurement, sampling, reliability, data analysis, validity, and technology. This Second Edition maintains the concise, accessible approach of the first edition while offering an updated discussion and new examples. The goal of this resource is to make content analysis understandable, and to produce a useful guide for novice and experienced researchers alike. Accompanied by detailed, practical examples of current and classic applications, this volume is appropriate for use as a primary text for content analysis coursework, or as a supplemental text in research methods courses. It is also an indispensable reference for researchers in mass communication fields, political science, and other social and behavioral sciences.