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Spider Light
"The dangerous thing about spider light is that it hides things - things you never knew existed. But once you have seen those things, you can never afterwards forget them ..." Antonia Weston has come to the sleepy market town of Amberwood in search of peace and anonymity after a shattering and all-too-public tragedy in her life. But shortly after her arrival, a series of disturbing incidents occur - incidents that eerily echo a past she is trying to forget. As Antonia struggles to re-build her life, she becomes increasingly fascinated by the macabre history surrounding her: the disused watermill, Twygrist, with its brooding darkness, and the now-vanished Latchkill Asylum. Memories of Latchkill still linger: memories of how, when the autumn dusk - the 'spider-light' - fell, no one would dare walk past its gates. But Antonia's fascination with the linked histories of Latchkill and Twygrist has alerted someone from her own past. Someone who knows all about Twygrist's darkness. Someone prepared to use that knowledge in the most horrific way ... 'Rayne handles a complicated story with many skeins very cleverly. A top psychological thriller' Good Reading magazine
Devil Moon Over Philadelphia
Devil Moon Over Philadelphia - A true story about this author's family, beginning in Scotland in 1778, their flight from religious oppression to Ireland, in search of a better life, survival from disease and famine, their immigration to America and their move to Philadelphia, where the unthinkable happens. Peter McNally, this author's great-grandfather, a grocer and a father of ten loses his favorite daughter in a violent, passionate murder. A true story... the other 'Philadelphia Story.' Author Michael B. McNally was born in New Jersey in 1939, he graduated from Drexel University with a degree in structural engineering and was a licensed engineer, in seven states, for 40 years. He is a writer, poet, and artist and lives on Callawassie Island, S.C.
Once Upon A Crime
Once upon a time, the Grimms’ fairy tales taught lessons. Now, the Grimm Reaper does. New detective Chelsea Sullivan is partnered with a maverick famous for closing cases and infamous for how he does it. He has a target on his back and a chip on his shoulder. Not exactly how she hoped to kick off her first homicide case. Jim McPherson doesn’t mind showing an up-and-comer the ropes, but he does mind when she keeps putting herself in harm’s way. Especially since her innocence is exactly the trait the serial killer seems to be targeting. Unless they’re missing a crucial detail. And he can’t help but think his new partner knows what it is. The body count is rising and the Grimm Reaper is after Chelsea. If they can’t catch him before he catches her, there will be no happily ever after. Once Upon A Crime is the first book in Nolon King’s new Once Upon A Crime Trilogy. Start reading your favorite new series today!
Strategy for Fintech Applications in the Pacific Island Countries
The Bali Fintech Agenda highlights 12 principles for policymakers to consider when formulating their approaches to new financial technology (fintech). The agenda aims to harness the potential of fintech while managing associated risks. This paper looks at how some elements of the Bali Fintech Agenda could be used in Pacific island countries, which face significant financial-structural challenges.
The Financial Inclusion Landscape in the Asia-Pacific Region: A Dozen Key Findings
Financial inclusion is a multidimensional concept and countries have chosen diverse methods of enhancing financial inclusion with varying degrees of results. The heterogeneity of financial inclusion is particularly striking in the Asia-Pacific region as member countries range from those that are at the cutting edge of financial technology to others that are aiming to provide access to basic financial services. The wide disparity is not only inter-country but also intra-country. The focus of this paper is to take stock of the current state of financial inclusion in the Asia-Pacific region by highlighting twelve stylized facts about the state of financial inclusion in these countries. The paper finds that the state of financial inclusion depends on several factors, but a holistic approach calibrated to specific country conditions may lead to greater financial inclusion.
Financial Inclusion in Asia-Pacific
Asia has made significant progress in financial inclusion, but both its across-country and intra-country disparities are among the highest in the world. The gaps between the rich and the poor, rural and urban populations, and men and women remain deep. Income is the main determinant of the level of financial inclusion; but other factors, such as geography, financial sector structure, and policies, also play important roles. While some countries in the Asia-Pacific region are leaders in fintech, on average the region lags behind others in several important areas such as online (internet) purchases, electronic payments, mobile money, and mobile government transfers. This Departmental Paper aim...
The Little Book of GAA Facts
Did you know that in 1924, Mick Gill created history by winning two All-Ireland Senior Hurling medals in the same year and for different counties? Jack Lynch is the only player in GAA history to have won six successive All-Ireland medals (five in hurling). The 2013 All-Ireland Hurling Final was the first to be played under flood-lights, exactly 100 years after Croke Park was first purchased. Do you know the name of every inter-county ground in Ireland? Who was full forward on the team of the Millenium? Who was the 1,000th All Star Award winner? In 'The Little Book of GAA Facts', Eddie Ryan has gathered together a treasure trove of knowledge about a nation's passion. The book charts the history of Gaelic games, blending amazing stories and unique facts, records and outstanding achievements.
Three Times A Murder
Three serial killers, two detectives, and one chance to survive. After less than a year in prison, the Grimm Reaper has escaped from Black Meadow super-max. Chelsea Sullivan is horrified — not only did she help put him away, she was also the last woman he targeted, escaping only with Jim’s help. The Grimm Reaper is coming for her, and he won’t let her get away again. Jim McPherson is determined to keep his partner safe, and he’s not above bending the rules to make that happen. He might need to because clearly, the Reaper has missed killing. He gets right to work — two “fairy tale” victims are found almost immediately. But while the media is quick to report he’s active again, Jim and Chelsea aren’t so sure. They think they have a copycat on their hands. Now they have two murderers to catch, despite overlapping evidence. Once they manage to separate the cases, they find a third killer is operating in Steel City. And he might be the most dangerous and disturbed of them all. Three Times A Murder is the third and final book in Nolon King’s new Once Upon A Crime Trilogy. Start reading your favorite new series today!
