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The Financing of Catastrophe Risk
Is it possible that the insurance and reinsurance industries cannot handle a major catastrophe? Ten years ago, the notion that the overall cost of a single catastrophic event might exceed $10 billion was unthinkable. With ever increasing property-casualty risks and unabated growth in hazard-prone areas, insurers and reinsurers now envision the possibility of disaster losses of $50 to $100 billion in the United States. Against this backdrop, the capitalization of the insurance and reinsurance industries has become a crucial concern. While it remains unlikely that a single event might entirely bankrupt these industries, a big catastrophe could place firms under severe stress, jeopardizing both policy holders and investors and causing profound ripple effects throughout the U.S. economy. The Financing of Catastrophe Risk assembles an impressive roster of experts from academia and industry to explore the disturbing yet realistic assumption that a large catastrophic event is inevitable. The essays offer tangible means of both reassessing and raising the level of preparedness throughout the insurance and reinsurance industries.
The Battle over a Civil State
Traces the genealogy of the Western philosophic concept of the civil state, how that concept was assimilated into Egyptian political thought, and how it affected the 2013 coup against President Mursi. How is the concept of the civil state understood in Arab countries? In The Battle over a Civil State, Limor Lavie examines how this important concept, which originated in Western philosophy, became incorporated into Arab discourse. The civil state as understood in Arab political discourse, Lavie argues, attempts to bridge Islamic history and culture with modernity. It is an attempt to forge a middle ground between a purely theocratic rule and a purely secular rule, and a solution for the tensio...
Ladies that Rock
Do you remember that time in your life when things took a dramatic turn for the better or worse? Or have friends ever told you that your story is so interesting you should write it down in a book? Ladies that Rock is such a book. I have been fortunate to find many admirable women who, on looking back, recognize the turning points in their lives, ones that have made them who they are today. My own story was the catalyst for this book. How can I forget the exact moment that started the chain of events taking me from being a financially struggling, single mother of three young children teaching thirty-two fitness classes a week, transforming, out of necessity and determination, into a business woman who travelled to every corner of the globe, training thousands of women to run their own skincare and cosmetic businesses. Evolving out of my life’s interest in supporting women’s successes, be they physical or financial, comes this compilation of real-life, sometimes gritty narratives, Ladies that Rock.
Pray Tell
A women's commentary on the content and meaning of prayer in Judaism. $20,000 initial Ad/PR budget, 12-city National Tour.
The Palestine Strategic Report 2020-2021
Al-Zaytouna Centre is pleased to present to its readers the Palestine Strategic Report (PSR) 2020–2021, the 12th PSR to be published. With an academic methodology and comprehensive objective approach, the report details the developments concerning the Palestine issue and provides the latest information and data available at the endof 2021, along with analyses and forecasts. This report is the result of collaborative work of 15 experts and researchers. In eight chapters, it addresses the internal Palestinian scene; Palestinian demographic and economic indicators; the situation in Jerusalem and the holy sites; the specifics of Israeli aggression, Palestinian resistance and the peace process; the internal situation in Israel, politically, economically and militarily; and Palestine’s Arab, Islamic, and international relations. The PSR now occupies a prominent position as an indispensable reference, integral to Palestine studies and research. Al-Zaytouna Centre hopes the PSR will continue to make valuable contributions in this field.
Arabic Thought Against the Authoritarian Age
Cutting-edge scholarship on post-war Arab intellectual history that challenges conventional thinking about authoritarianism, religion and revolution in the modern Middle East.
The Palestine Strategic Report 2016-2017
This annual referential report, has become an essential classic in the academic realm of Palestinian Studies. It includes the latest and most recent statistical and analytic data on the various developments related to the Palestinian issue. **
The Limited Financing of Catastrophe Risk
This paper argues that the financial exposure of households and firms to natural catastrophe disasters is borne primarily by insurance companies. Surprisingly, insurers use reinsurance to cover only a small fraction of theseexposures, yet many insurers do not have enough capital and surplus to survive medium or large disasters. In a well-functioning financial system, these risks would be more widely shared. This paper articulates eight different explanations that may lie behind the limited risk sharing, relating them both to recent industry developments and financial theory. I then examine how financial innovation can help change the equilibrium toward a more efficient outcome.
