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One of the best written, most engaging and, at heart, most sophisticated books on personal finance that I’ve read (and I’ve read a few)' Alan Kohler 'Financial wellbeing and freedom starts with becoming financially self-aware. Evan’s investment insights and questioning help us discover the best financial version of ourselves' Effie Zaho 'What drives our behaviour and attitude to money? All too often we ignore logic and make decisions around money that we know aren’t entirely rational. That’s because money isn’t just about finances – it’s deeply tied up with our emotions, our learned behaviours and our biases. We are all different in the way we use money: some of us are savers...
There are so many delightful moments in parenthood. That toothy grin. The big wet kisses. Or even when they whisper 'I love you' in your ear for the first time. Those moments are pure magic.But kids are also exhausting. The poo explosions, the sleepless nights, the defiant toddler years. If you' re partnered, it can be a strain on your relationship.It can also be financially overwhelming. Money is one of the leading causes of stress and divorce, and it' s even more crucial for single parents or carers to be aware of as the sole breadwinner.Kids Ain' t Cheap is an easy-to-understand book that helps you prepare financially before you become a parent for the first (or second, or third) time. It shows you how to mitigate risk and reduce financial stress.From pre-pregnancy financial planning to the expensive childcare years and beyond, this book gives you the skills to run cost estimates, understand your loss of earning potential, get your finances in order, start investing for your family and set up your children for their own financial success. More than anything, it gives you the freedom to focus on what is most important to you: your family.
Silent Retail Killer: 10 Survival Strategies for Bricks Grocers to Compete with Clicks Grocers By: Eddy W. Holleman CONFRONT THE CRISIS THREATENING BRICKS RETAILERS Traditional bricks grocers are falling victim to clicks. They're in doom-or-denial mode, ignoring the threat or not adapting rapidly enough. And in their wake, clicks are taking over as the fastest-growing faction of grocery sales. But at the intersection of the physical and virtual worlds, there is hope. Eddy W. Holleman combines the strengths of both clicks and bricks to forge a 10-strategy survival plan for bricks grocers who are looking to stay savvy and compete in today's changing retail atmosphere. Savvy Retailers Will: Learn the new service mantra Drive traffic and build loyalty Reverse old business wisdom Differentiate a brand Fulfill orders faster Move customers' emotions Compete with Amazon TAKE COMPETITIVE STEPS NOW TO STAY ALIVE.
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Beginning with a thorough discussion of ingredients and equipment, Chef Kastel explains everything from how to shop for flour to how to use a shower cap during the dough's rise. From there, he outlines the 12 steps of bread baking, describing each one in detail.