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“The biggest goals can be achieved when you’ve got a road map in hand. Quitting your job and living a good life, on your own terms, for decades to come? You can do it!” In this book, top New Zealand finance podcaster and journalist Frances Cook shows you how to change your money so that you can live your ideal life. Learn how, on an ordinary income, you can plan for and achieve true financial freedom, with expert advice and step-by-step information on: The basics of FIRE (Financial Independence, Retire Early): A Kiwi guide Your magic number: Learn how much money you need to design the life you want Finance 101: Change how you handle your money to gain control of debt and simplify your life Get paid: Techniques that work to boost your earning power in any industry You earn it, you keep it: How to save more and invest that extra income Hustle smarter, not harder: Side-hustles that work (and what to watch out for) Property investing: Making the right decision for you Give yourself options: Take time off, work part-time, or work a more meaningful job Retire early, retire often: Your tailor-made plan to take time out, retire early, or work as much as you like ...and loads more.
Are you stymied by debt? Clueless about where your paychecks go? Journalist, podcaster and reformed money mess Frances Cook is here for you. Tales from a Financial Hot Mess is the story of Frances getting her money sh*t sorted. With no idea where she was going wrong and what to do about it, she took it upon herself to learn from the best – and soon found out that the fixes were right in front of her the whole time. (She just needed to wise up a bit.) Frances learned the hard way so you don’t have to. Dishing up a brilliant, often hilarious personal narrative, proven financial advice, handy how-tos (and please-don’ts) and many expert insights (from 22 actual experts), this book will guide you along the rocky path to financial freedom – however that might look for you. Tales from a Financial Hot Mess is the real deal – not another bulleted, tabled, graphed lecture from a financial advisor who’s never had issues with money. Read it and enjoy – who knows, you might learn a thing or two. What have you got to lose?
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This book provides essential information and guidance about stammering for those working in educational settings. The highly experienced team of authors demonstrates how early intervention is essential if children who stammer are to have the best chance of recovery; the practical strategies that can help with children's oral participation in class, particulary in the light of recent innovations such as the literacy hour and national numeracy strategy; the ways in which teachers can address the educational and social implications of stammering, and reverse the risk of underachieving if these children become isolated, anxious, withdrawn or disruptive; how to influence the climate in schools so that children who stammer are better understood and can be helped to their full potential; and how to prepare pupils for exams, particularly in secondary schools where they may be taking oral examinations. Throughout the text, reference is made to new government initiatives where appropriate, and each chapter includes case studies, practical tasks and activities that can be used in the school setting.
This carefully crafted ebook: "The Making of a Marchioness + The Shuttle (2 Unabridged Classic Romances)" contains 2 books in one volume and is formatted for your eReader with a functional and detailed table of contents. Frances Hodgson Burnett worked on two books simultaneously: The Shuttle, a longer and more complicated book; and The Making of a Marchioness, which she wrote in a few weeks and published to good reviews. it is about the rejuvenating effects of Americans and American money on a somewhat decadent English aristocracy. The Making of a Marchioness (1901) It was originally published in two parts: the first tells the fairy tale-like story of how our heroine, Emily Fox-Seton, became...
Recipes given as part of daily menus for the year.
Frances Quinn wowed the judges with her imaginative showstoppers and extraordinary baking skill to win The Great British Bake Off in 2013. Here is Quinntessential Baking: a treasure trove of inspirational ideas to bring a spark of creativity and a teaspoon of wonder into your kitchen. Frances's combination of ideas and ingredients will provide you with straightforward master recipes or "building blocks," and she explains how to apply a little "quinntessential" magic to turn them into beautiful bakes. She'll show you how to take a basic flapjack recipe and create honey bee bites; transform shortbread into a giant jammy dodger; and turn chocolate sponge into hidden bulb cakes. Frances will give you the foundation to create distinctive and different bakes--and it's easy once you know how. Whether you're a baking novice or an extraordinaire, you'll find achievable bakes for all occasions. With striking graphic design and photography and Frances's own illustrations sprinkled throughout, this book will capture your imagination and become the classic you turn to for definitive cake recipes, original presentation ideas, and exceptional baked designs.
"The Shuttle" deals with themes of intermarriages between wealthy American heiresses and impoverished British nobles. It is about wealthy American heiresses who could not make the best societal marriages because their family fortune came from new rather than old money. To solve this issue, they travelled to England. They married poor but Aristocratic husbands who needed money to finance their neglected estates.
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