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This book is about retirement income security. This income security is provided by national public pensions, corporate pensions, and individual and reverse mortgages. However, these systems vary greatly from country to country and, in many countries, do not provide sufficient coverage. Ensuring income security in old age is an important issue that must be resolved in the rapidly aging environment of the world. From the perspective of financial consumers, this book cross-sectionally surveys public pensions, corporate pensions, individual pensions and reverse mortgages and compares them among many important nations. This gives many implications from the perspective of designing an overall income security for each individual. In addition, it presents many of the issues needed for these sustainable and comprehensive income security.
This book explores consumer protection in the major financial markets in the world and provides an international comparison among the countries of different cultural background and economic development. Each chapter describes the major issues of financial consumption in the selected country and the efforts to counter the problems of financial consumption. The innovation and renovation in the financial institutions and the public policies for consumer protection are also analyzed for their potential impacts on the future development of financial markets.
This book outlines risk management theory systematically and comprehensively while distinguishing it from academic fields such as insurance theory. In addition, the book builds a risk financing theory that is independent of insurance theory. Until now, risk management (RM) theory has been discussed while the framework of the theory has remained unclear. However, this book, unlike previous books of this type, provides risk management theory after presenting a framework for it. Enterprise risk management (ERM) is seen differently depending on one’s position. For accountants, it is a means for internal control to prevent accounting fraud, whereas for financial institutions, it quantifies the ...
A comprehensive overview of the governance of urban infrastructures, this Companion combines illustrative cases with conceptual approaches to offer an innovative perspective on the governance of large urban infrastructure systems. Chapters examine the challenges facing urban infrastructure systems, including financial, economic, technological, social, ecological, jurisdictional and demand.
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The phenomenon of antique hardwood furniture streaming into Hong Kong during the late 80's and early 90% will long be cherished as the "Golden Years" for collecting Chinese furniture. Reduced from a trickle to intermittent drops, the source at the turn of the millennium is all but dry. Still, many treasures gathered away in private hands have yet to be seen, and with each unveiling, knowledge is increased and perspectives broadened. Such is the Liang Yi Collection, which expands into the board, untrammeled sphere beyond that narrowly associated with plain, undecorated "Ming-style" furnishings. This volume is a richly illustrated and well-documented catalogue featuring a private Hong Kong collection. The one hundred twenty-two catalogued objects include Ming and Qing period huanghuali and zitan furniture, as well an interesting variety of hardwood scholars objects.