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"It is paramount for every individual to first adequately insure his life for the financial security of his/her dependents and then proceed to address other aspects of financial planning. Life Insurance is a financial cover for a contingency linked with human life, like death, disability, accident, retirement etc. Human life is subject to risks of death and disability due to natural and accidental causes. When human life is lost or a person is disabled permanently or temporarily, there is loss of income to the household. Though human life cannot be valued, a monetary sum could be determined based on the loss of income in future years. This book provides an exhaustive view of the prime need of protection of life. It religiously weighs the HOW, WHEN, WHAT and WHYs of Life Insurance. This ultimate collection will spur you go for financial safety of you and your family."
Risk engineering is the application of engineering skills and methodologies to the management of risk. It involves hazard identification, risk analysis, risk evaluation and risk treatment. Risk engineering is an ongoing process that allows insured’s to take cost-effective actions to protect their assets, safeguard their people and help maintain the continuity of their business. Property risk engineering and technical expertise supports a variety of industry sectors. To prevent the risk from becoming a danger which threatens their very existence, companies must recognise, analyse and eliminate threats, ideally at an early stage. Risk Engineering solutions help businesses of all sizes build resilience to today’s evolving, interconnected risk landscape by helping them manage loss control, mitigate risk, improve safety and reduce claims.
Jagendra Rana graduated in LL.B from University Studies in Law, University of Rajasthan, Jaipur in 1980 with a Fellowship from Insurance Institute of India Mumbai in 1992. Jagendra Rana is an insurance veteran with a versatile experience of General and Life Insurance. He has been a CEO of a Broking firm and Corporate Head of training in a General Insurance Company. He carries with him over 40 years of experience in the Insurance Industry at various top positions. He was conferred with the S.K. Desai Memorial Award for his Research Papers two times by III Mumbai in 2011 & 2019. He was also a resource person in the International Seminar on Insurance Frauds conducted by Osmania University, Hyderabad. He has authored 54 books so far on Mythology, Spirituality, Motivation, Management, Marketing, Life Insurance & Non-life Insurance.
Liability insurance is a part of the general insurance system of risk financing to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy. Liability insurance has become a much talked about subject and is receiving well deserved attention of the people both on the supply and demand side in India and also worldwide. Events and legislations in the recent past have kept this area in the limelight thanks to the media coverage and some significant legal pronouncements. Liability insurance market is less crowded. There is a dearth of technically talented and trained resources to deal with all aspects of underwriting and claims of this insurance. Liability insurance is a general term to describe different types of insurance coverage that helps protect you or your business. Demand for liability insurance is bound to grow in the times to come.
The bancassurance partnership represents a significant step towards providing accessible and comprehensive insurance solutions, helping increase insurance penetration in the country. The bancassurance tie-up with Insurers aligns with the commitment to provide comprehensive financial solutions under one roof and deliver unparalleled value to the customers. Bancassurance is not a type of insurance but a sales channel for the selling of insurance products through banks. It is common in much of the world today and growing in acceptance in the India. For banks and insurance companies, bancassurance can be a profitable enterprise. For consumers it can be convenient, although it may discourage comparison shopping and limit their access to expert advice. An insurance company develops a product line for bank customers as part of their collaboration, which is then distributed through bank branches. Insurance policies are processed and administered by the insurance company.The partnership offers a wide range of insurance solutions to meet diverse consumer needs
Killer instinct is an aggressive tenacious urge for domination in a struggle to attain a set goal. If you say that a sports player or politician has the killer instinct, you admire him for his toughness and determination to succeed.We don’t strive to go the extra mile, which is the toughest in any endeavour. We should not create an impression that there’s nothing more to achieve. Complacency and overconfidence are proven recipes for disaster. Winning isn't about finishing in first place. It isn't about beating the others. It is about overcoming yourself, overcoming your body, your limitations, and your fears. Winning means surpassing yourself and turning your dreams into reality. Success is an excellent acquired quality of a person to sustain a strong spirit which can willfully overpower the dictums of mind
Insurance is a contract whereby one party agrees to compensate the loss or discharge the liability of another person. And in case of motor insurance in India, this also includes the loss suffered by third person. Motor insurance and all third-party rights and liabilities with respect to it are covered by Motor Vehicle Act 1988. It is a mandate, provided by legislature under section 146, to not to use any vehicle in public place without a valid third-party insurance. The Motor Vehicles (Amendment) Act, 2019 have wholly replaced Chapter XI of the Motor Vehicles Act, 1988 which dealt with insurance of motor vehicles against third party risks. The Central Motor Vehicles (Fifth Amendment) Rules, 2022 lay down a new procedure for expeditious investigation and adjudication of the Motor Accident Claims. The new Rules have revolutionized the motor accide
Success is an excellent acquired quality of a person to sustain a strong spirit which can willfully overpower the dictums of mind. Even if a person possesses good physical strength, treasures of wealth and other resources, recognition among prominent personalities, but lack of self confidence, fails to provide the desired success. Every person, belonging to any age, religion or caste has an earnest desire to seek the achievements of the topmost level to command respect in the society. Perfection in any task is difficult but it requires prolonged efforts. Winning isn't about finishing in first place. It isn't about beating the others. It is about overcoming yourself, overcoming your body, your limitations, and your fears. Winning means surpassing yourself and turning your dreams into reality. Success hugs you in private but failure slaps you in public. Better learn and determine to succeed in life.
Rahas Bihari Lal Saheb was a legend. His simplicity in living and high thinking in execution was incredible. His magnetic personal touch attracted N number of families and associated them in Satsang forever. RBL Sir wholeheartedly devoted himself for Ramashram Satsang, Jaipur. The seeds of Pooja roped by him are flowering now and a wide network of satsangee families is making his dreams come true. The roots of RBL sir belongs to the family of Babu Shyam Biharilalal ji saheb who was the master of Ranasaheb. Since ranasaheb was the master of RBL Sir, the legacy of gurudom continued in the real sense for many generations.
Property and casualty insurance is a smart investment that can help you and your family in the event of an unforeseen accident in your home or on your property. Fire insurance in India is a critical component of risk management for businesses and property owners, providing financial protection against damages caused by fire-related incidents. Property insurance is a type of P&C insurance coverage that makes the insured whole in relation to losses and damages to personal or business property, such as a home, car, or office. Property insurance also provides a safeguard from significant monetary loss if an event occurs with physical damage, injury, or loss of living expenses. P&C insurance can help individuals and businesses manage the financial risks associated with owning property and engaging in activities that have the potential to cause harm to others. It can provide peace of mind and help ensure that policyholders have the financial resources they need to recover from unexpected losses.