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And the Blackbirds Sang
"Hey, David, wait up a sec." Long golden-blonde hair hid Jillian's face as she bent over to tie a shoe. "Okay, two more miles before we turn around." She wiped the sweat off her forehead, took a deep breath, and they resumed the long, seemingly effortless strides of distance runners. The dirt road curved up a hill, and Jillian looked forward to the view from the top. Dust spurted from their footsteps, and their breathing became harder as the road became steeper, but Jillian didn't notice because she was thinking back to the day, three years ago, when she had first discovered the other side of the hill. Leaving the Bennington City limits behind, Jillian had pedaled her bike as far as she coul...
The Best Pocket Guide Ever for Family Finances
It is much easier to control your finances and plan your investments when you are single. But once a partner comes along and financial decisions are shared, planning can become more complicated, as different people often have different ideas about how to spend and invest money. Without some guidance on dual finances, a marriage or partnership can easily become a statistic – a major cause for break-ups is financial stress. Add children to the mix, and the financial pressure increases. But it is possible to achieve a financially successful life for your family despite the huge costs involved, and this book will show you how. If you want to marry or cohabit, have children (and provide them wi...
The Best Pocket Guide Ever for a Financially Secure Retirement
Do you want to retire knowing that you can maintain the lifestyle you’ve grown accustomed to but don’t know if you have (or will have) saved enough to live on comfortably for the rest of your life? If so, this is the book for you ... Just about everyone over the age of forty worries about how their retirement years will turn out. A secure retirement is seen as the culmination of a life well lived. To retire wealthy and live a dream life free of hard work is the ultimate desire of almost everyone. However, the reality is that not many people have the resources to enjoy a perfect retirement. There are many pitfalls in everyday life that prevent this, and although some of these are unexpected and unfair, generally speaking most of them can be prevented or planned for. Whether you are just starting out or are about to retire, this reliable, highly accessible book will provide some practical guidelines on how to retire financially secure: from savings to investments and pension plans to provident funds, it will set out exactly what you need to live life to the full, right to the end, with more than enough in the kitty.
Someone Worth Living For
She's Not Going to Let Go Synde Bell never had much. She grew up poor in Iowa, ran away at 16 to Las Vegas, and clawed her way to success as a dancer the hard way. But dancing was a young person's game, and at 48, she knew she wasn't going to be dancing much longer. So she took a leap of faith and went to a fitness resort called Wolf Harbor. And well, things happened. Now she's a wolf shifter. She's got a mate — acknowledged by everyone, including him, to be a damaged, psychotic berserker wolf. And she's got a job to do in San Mateo — 'disappear' the most public AI creator in the world without outing the wolf shifters in the process. But when you never had much, you value what you're given. Synde Bell is going to take care of her team, her mate, and do the job — no matter what it takes. A Wolf Harbor book.
The Best Pocket Guide Ever for Wealth-Building Investment
The new, updated edition of this bestselling investment book will show readers that financial freedom is possible for everyone. It has been updated to include the current hot topics of investing offshore and online, while setting out distinct guidelines on how to do both carefully and prudently. Also new is the special chapter on analysing and understanding investment risk so that readers can figure out their own comfort level of where to invest their hard-earned money.Aimed at the financial novice who needs clear basic guidelines on how to deal with money, the book covers all aspects of investment that a normal person would encounter in his or her life, from earning their first salary cheque, up to and including retirement. Readers will learn where and how to invest, how to diversify, whom to trust, how to save on costs, which investments perform the best, and so much more. A highly accessible must-read for everyone who wants a financially secure future.
The Best Pocket Guide Ever for Minimising Insurance
Would you like to pay less for your insurance premiums but still access some decent cover? Or discover just when you should have insurance and when it’s not really necessary? Then this is the book for you ... No one likes to pay for insurance, and when money is tight, many people opt to live without cover. Yet it is an essential service in the event of an emergency, an accident or a loss. Without insurance it will take you a long time after a mishap to financially get back to where you once were. But how can you get a decent amount of cover for the least amount of money, and what should be insured, and for how much? This accessible, easy to understand and highly informative guide provides you with all the tools that will enable you to minimise what you pay for insurance while enjoying the best possible cover. It looks at all of the different types of insurance, short and long term, and provides solid advice on why and what protection to choose.
Think Yourself Rich
Think Yourself Rich: A Step-by-Step Guide to Financial Independence is aimed at forward thinkers who want to find the right path to financial independence. Whether you are a first-time earner or further along your career path, this easy-to-understand guide explains in clear terms how to consciously choose and plan for a debt-free lifestyle and not only survive, but thrive, on the long-term journey towards financial freedom. The book covers crucial issues about financial planning simply and succinctly, including: why it is important to get rid of all unnecessary debt as quickly as possible; when you should start saving or investing; how to plan for emergencies; how much and what kind of insur...
The Best Pocket Guide Ever for Eliminating Debt
If you are one of the more than five million South Africans who are deeply in debt, or would like advice on how to become and stay debt-free, this is the book for you ... Figures from the National Credit Regulator Credit Bureau Monitor show that more than 9.5 million people have bad debt records, as they have fallen behind on their repayments. And this figure is bound to increase as many more turn to credit to survive rising food and fuel costs. A bleak picture indeed. But much-needed and timeous help is now at hand with this useful guide to eliminating personal debt. This condensed but highly informative book will help you to assess the extent of your debt and what to do about it; assist you in drawing up a budget and sticking to it; and provide you with options on how to best pay off your debt and create new spending habits in order to live debt-free. It is essential reading for each and every South African who finds him- or herself trapped in debt, whether you are just starting out, are in mid-career or facing retirement. Because it is possible to live a debt-free life, and live it well!
You Had Me at Jaguar
A riveting shifter mate romance from USA Today bestselling author Terry Spear full of passion, action, and mystery. They're not the only ones on the prowl...but they're the most dangerous... When jaguar shifters Howard Armstrong and Valerie Chambers are trapped in the jungles of Belize, neither of them will come out with their hearts intact. The United Shifter Force gave jaguar agent Howard Armstrong an impossible task—to protect fierce she-jaguar Valerie Chambers, when the last thing she wants is protecting. They're going international to take down a killer, two shifters unbound and ready to face intense danger. Armstrong is certain he can guard Valerie and keep her from being captured. B...
The Epherium Chronicles: Echoes
Book three of The Epherium Chronicles The battle for Cygni colony may be over, but for Captain James Hood and the crew of the EDF Armstrong, the battle for humanity's future has just begun. Hood's defense of the remote outpost against the Cilik'ti aliens was magnificent, but without the timely help of an unlikely ally—a splinter tribe of humanity's bitter enemies—the colony would have been lost and the Armstrong destroyed. An uneasy peace has prevailed ever since. But as the humans prepare for a crucial meeting, a desperately needed Earth supply convoy is attacked under mysterious circumstances, with the lead escort cruiser's captain disappearing even more mysteriously. The fate of all of Earth's new colonies hangs in the balance, and Hood is charged with protecting them against growing threats from all sides. When rebellion and unrest challenge the very leadership of the Earth Defense Forces, Hood may need to go it alone…and make the ultimate sacrifice. 72,000 words
