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Credit Scoring and Its Applications is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal opportunities, and privacy legislation. It contains a discussion of economic theories of consumers' use of credit, and readers will gain a...
At the age of fifteen, William Hicks joined the 1st Battalion of the 27th Regiment of Foot (the Inniskillings) as a drummer in 1798. Throughout the Napoleonic Wars, they were often in the shadows, waiting for their moment of glory. Their roles varied from holding the fort against the French to acting as a decoy for Wellington in the Peninsula, participating in skirmishes and minor battles. However, these experiences were leading up to one final triumph. Through William’s story, we gain insight into the everyday life of a foot soldier during this era: his adventures, challenges, and lessons learned as he travels through diverse lands. Each new destination offers a different climate, culture, and scenery to discover. Join William on his journey to Egypt, Malta, Sicily, Spain, and North America, culminating in their ultimate destination: Waterloo.
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Reprint of the original. The publishing house Anatiposi publishes historical books as reprints. Due to their age, these books may have missing pages or inferior quality. Our aim is to preserve these books and make them available to the public so that they do not get lost.
An incomparably rich source of period information, the second volume of The Southern Debate over Slavery offers a representative and extraordinary sampling of the thousands of petitions about issues of race and slavery that southerners submitted to county courts between the American Revolution and Civil War. These petitions, filed by slaveholders and nonslaveholders, slaves and free blacks, women and men, abolitionists and staunch defenders of slavery, constitute a uniquely important primary source. The collection records with great immediacy and minute detail the dynamics and legal restrictions that shaped southern society.
Wellington's Men Remembered is a reference work which has been compiled on behalf of the Association of Friends of the Waterloo Committee and contains over 3,000 memorials to soldiers who fought in the Peninsular War and at Waterloo between 1808 and 1815, together with 150 battlefield and regimental memorials in 24 countries worldwide.
This book brings together the mathematical and numerical frameworks needed for developing digital twins. Starting from the basics—probability, statistics, numerical methods, optimization, and machine learning—and moving on to data assimilation, inverse problems, and Bayesian uncertainty quantification, the book provides a comprehensive toolbox for digital twins. Emphasis is also placed on the design process, denoted as the “inference cycle,” the aim of which is to propose a global methodology for complex problems. Readers will find guidelines and decision trees to help them choose the right tools for the job; a comprehensive reference section with all recent methods, covering both model-based and data-driven approaches; a vast selection of examples and all accompanying code; and a companion website containing updates, case studies, and extended material. A Toolbox for Digital Twins: From Model-Based to Data-Driven is for researchers and engineers, engineering students, and scientists in any domain where data and models need to be coupled to produce digital twins.