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A teenage girl who suffers from an irrational fear of the dark called Nyctophobia is terrorized by a home intruder after nightfall and must survive till first morning light.
In Fixing Families, Jennifer Reich takes us inside Child Protective Services for an in-depth look at the entire organization. Following families from the beginning of a case to its discharge, Reich shows how parents negotiate with the state for custody of their children, and how being held accountable to the state affects a family.
Jackson Albright Hilton, Jack, dragged his heritage around for years, trying to shed it. The drama and trauma of those years provoked escape via a desperate whim. Entanglements and involvements with old and young created a running stream of experiences, which confronted the "too much and too little" that had held him captive.
Commodities represent today the fastest growing markets worldwide. Historically misunderstood, generally under- studied and under- valued, certainly under- represented in the literature, commodities are suddenly receiving the attention they deserve. Bringing together some of the best authors in the field, this book focuses on the risk management issues associated with both soft and hard commodities: energy, weather, agriculturals, metals and shipping. Taking the reader through every part of the commodities markets, the authors discuss the intricacies of modelling spot and forward prices, as well as the design of new Futures markets. The book also looks at the use of options and other derivative contract forms for hedging purposes, as well as supply management in commodity markets. It looks at the implications for climate policy and climate research and analyzes the various freight derivatives markets and products used to manage shipping and freight risk in a global commodity world. It is required reading for energy and mining companies, utilities’ practitioners, commodity and cash derivatives traders in investment banks, CTA’s and hedge funds
As of 2004 nearly three million self-employed women worked at home, and women continue to start home-based businesses at twice the rate of men. Many of these women left the workplace by choice in order to stay home and raise their children. And though their numbers increase each day, resources for this growing market of entrepreneurs are scarce. Making Work at Home Work shows moms how to develop an entrepreneurial mind-set without sacrificing their families. It covers important topics such as developing a successful business philosophy, balancing time between work and family, setting realistic goals, and handling the challenges of being both "Mommy" and "CEO" while running a profitable home-based business. In addition to including her own experiences, author Mary Byers profiles real moms with home-based businesses who offer their hard-won advice.
Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.
How could something which seemed so right turn out so bad? Based on a true story This story is written from the context of the fly on the wall. This is the story before the spin doctors and the layers laid hold upon it. This has happened in your community or it is yet to occur. This story is about people (Both good and bad) who are caught up in the world of the corrupt and powerful. Amongst the glitter and glamour is darkness lurking in the background. Perhaps the darkness behind it makes it glitter all the more. Even the delivery of a beautiful bouquet of roses could have an ulterior motive or dark agenda behind it. Sometimes bad things happen to good people. Despite our best efforts sometimes tragedy happens anyway.
In this groundbreaking new book, readers learn how small color changes can increase a homes value, minor repairs and de-cluttering tricks, how to rearrange furniture and art work, decorating tips and ideas, how to ensure a positive traffic flow through rooms, how to use mirrors and natural light, and much more.
Morocco has made substantial progress in increasing inclusive growth over the past decade, but additional efforts in terms of growth-enhancing structural reforms are needed. Preserving economic efficiency and fostering growth while strengthening inclusiveness remains a priority. This paper describes the fuel subsidy system in Morocco, introduces an organizing framework to illustrate the trade-offs involved in meeting various economic and social objectives when considering subsidy reform, and highlights some lessons from the international experience in implementing subsidy reforms that may be pertinent to the case of Morocco.
This edited volume examines the impacts of the 2014-2015 decline in the price of oil. Participants will examine the economic, social and political consequences on states and regions, along with their responses. The following questions will be examined: what were the impacts for countries experiencing an energy revolution in shale and gas like the United States and Canada? What were the repercussions of the collapse on other states of the Western hemisphere dependent on oil for growth and development; countries like Colombia, Venezuela and Mexico? Were these outcomes similar to those experiences in other parts of world like Nigeria, Russia and other petro-producing countries? How do developin...