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Commodities represent today the fastest growing markets worldwide. Historically misunderstood, generally under- studied and under- valued, certainly under- represented in the literature, commodities are suddenly receiving the attention they deserve. Bringing together some of the best authors in the field, this book focuses on the risk management issues associated with both soft and hard commodities: energy, weather, agriculturals, metals and shipping. Taking the reader through every part of the commodities markets, the authors discuss the intricacies of modelling spot and forward prices, as well as the design of new Futures markets. The book also looks at the use of options and other derivative contract forms for hedging purposes, as well as supply management in commodity markets. It looks at the implications for climate policy and climate research and analyzes the various freight derivatives markets and products used to manage shipping and freight risk in a global commodity world. It is required reading for energy and mining companies, utilities’ practitioners, commodity and cash derivatives traders in investment banks, CTA’s and hedge funds
As of 2004 nearly three million self-employed women worked at home, and women continue to start home-based businesses at twice the rate of men. Many of these women left the workplace by choice in order to stay home and raise their children. And though their numbers increase each day, resources for this growing market of entrepreneurs are scarce. Making Work at Home Work shows moms how to develop an entrepreneurial mind-set without sacrificing their families. It covers important topics such as developing a successful business philosophy, balancing time between work and family, setting realistic goals, and handling the challenges of being both "Mommy" and "CEO" while running a profitable home-based business. In addition to including her own experiences, author Mary Byers profiles real moms with home-based businesses who offer their hard-won advice.
In this groundbreaking new book, readers learn how small color changes can increase a homes value, minor repairs and de-cluttering tricks, how to rearrange furniture and art work, decorating tips and ideas, how to ensure a positive traffic flow through rooms, how to use mirrors and natural light, and much more.
Stories About Rocky Glen By: Karl Buzza Karl Buzza wants to share his life stories growing up in Pennsylvania. He was blessed to do and get away with many events. Buzza was born in 1957 in Washington D.C. and grew up as an Air Force brat, as his father was a master sergeant. Buzza has a twin sister named Karen and one surviving brother named Eddie. Buzza’s brother, Joe, died at age twenty-one when Buzza was just eighteen. They were so close.
This Climate Change Public Expenditure and Institutional Review Sourcebook (CCPEIR) seeks to provide practitioners with the tools and information needed to respond to the public expenditure policy and management challenges arising from climate change. It is a series of notes and supporting materials written as a first step towards consolidating current research and international experience, identifying emerging practice and providing practical and applicable guidance for staff of central finance agencies, development agencies, environmental agencies and other international organizations working on climate change issues. In addition to emphasizing the importance of strengthening national systems throughout, the Sourcebook focuses on the specific public expenditure policy and management challenges posed by climate change, such as decision-making in the face of uncertain future climate conditions, expenditure planning for extreme weather and climate events, the lack of agreed budget definition and classification of climate change activities.
A positive pregnancy test and a baby daddy who thinks we should move in together is not how I planned my last semester of college. Yet, here I am. People have babies and raise them in separate homes everyday. Our situation should be no different, but when the father of my baby makes me an offer I can’t refuse, I find myself sleeping in the softest bed of my entire life. I find myself dreaming of a life I’d thought I’d never have. I come home to a man who can’t wait to see me, who spoils me, and doesn't do everything he can to make a loving home. It’s possible we can be a real family. But here’s the thing, if an unplanned pregnancy taught me anything, it’s that change can happen...
The path of economic development is paved with risks and opportunities. On the one hand, facing risk is a difficult challenge; on the other, the opportunity for growth and welfare improvement may never materialize without confronting and even taking risks. This is true for individuals, families, enterprises, and nations. The World Development Report (WDR) 2014 examines how improving risk management can lead to larger gains in development and poverty reduction. It will argue that improving risk management is crucial to reduce the negative impacts of shocks and hazards, but also to enable people to pursue new opportunities for growth and prosperity. Risk management is also a shared responsibility that requires the active participation of different economic and social systems, as well as the State.
In Fixing Families, Jennifer Reich takes us inside Child Protective Services for an in-depth look at the entire organization. Following families from the beginning of a case to its discharge, Reich shows how parents negotiate with the state for custody of their children, and how being held accountable to the state affects a family.
This book examines how to ensure that the preventive measures are worthwhile and effective, and how people can make decisions individually and collectively at different levels of government.
Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.