Welcome to our book review site go-pdf.online!
You may have to Search all our reviewed books and magazines, click the sign up button below to create a free account.
A Place Called Home
A Place Called Home explains that homeownership is associated with many positive and surprising non-financial outcomes, and also how and why this is so. The book ultimately argues that homeownership is an important social tool that can improve the lives of low- and moderate-income people.
Renting to Owning
This study extends the theory of planned behavior (TPB; Ajzen, 1991) to the domain of homeownership. We used a four-year longitudinal dataset of 919 low-and-moderate income (LMI) renters to explore factors associated with greater homeownership intentions and actual home purchases. Our findings provide strong support for the TPB. Favorable attitudes and subjective norms and greater perceptions of control were all associated with greater homeownership intentions. Homeownership intentions, in turn, predicted home purchases during the following year. The analysis included relevant demographic and economic variables, and the significance of income and geographic location suggests a distinction between respondents' perceived versus actual control. Our use of a longitudinal panel dataset represents an important advance over much of the prior TPB literature, which tends to use cross-sectional designs and focus on short-term goals. We discuss implications for behavioral prediction using the TPB as well as implications for housing policy.
No Place Like Home
In No Place Like Home, Brian McCabe challenges the ideology of homeownership as a tool for building stronger communities and crafting better citizens. McCabe argues that homeowners often engage in their communities as a way to protect their property values, and this participation leads to the politics of exclusion.
Homeownership Built to Last
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The ups and downs in housing markets over the past two decades are without precedent, and the costs—financial, psychological, and social—have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliber...
The Routledge Handbook of Housing Policy and Planning
The Routledge Handbook of Housing Policy and Planning provides a comprehensive multidisciplinary overview of contemporary trends in housing studies, housing policies, planning for housing, and housing innovations in the United States, the United Kingdom, and Continental Europe. In 29 chapters, international scholars discuss aspects pertaining to the right to housing, inequality, homeownership, rental housing, social housing, senior housing, gentrification, cities and suburbs, and the future of housing policies. This book is essential reading for students, policy analysts, policymakers, practitioners, and activists, as well as others interested in housing policy and planning.
Minnesota Law Review
None
Housing in America
Housing is a fundamental need and universal part of human living that shapes our lives in profound ways that go far beyond basic sheltering. Where we live can determine our self-image, social status, health and safety, quality of public services, access to jobs, and transportation options. But the reality for many in America is that housing choices are constrained: costs are unaffordable, discriminatory practices remain, and physical features do not align with needs. We have made a national commitment to decent housing for all, yet this promise remains unrealized. Housing in America provides a broad overview of the field of housing. The evolution of housing norms and policy is explored in a ...
Homeownership and Local Voting in Disadvantaged Urban Neighborhoods
Homeownership has long been considered the cornerstone of the American dream, and considerable research has pointed to the social benefits of homeownership for both families and communities. Yet research concerning this link between homeownership and social participation has recently undergone critique for failing to consider neighborhood context. Do homeowners in disadvantaged urban neighborhoods become active participants in neighborhood improvement, or do they feel stuck in undesirable neighborhoods where they perceive little potential for change? The research addresses endogeneity concerns and shows that, when compared to renters, homeowners are more likely to have voted in recent local elections. Neighborhood context does moderate these relationships, with homeowners in disadvantaged neighborhoods being more likely to vote than owners in other areas. These findings suggest that, despite potential household-level costs associated with owning a home in a disadvantaged urban area, responsible homeownership in such areas promotes local political involvement among lower-income residents.
Personal Bankruptcy Decisions Before and After Bankruptcy Reform
We examine the personal bankruptcy decisions of lower-income homeowners before and after the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Econometric studies suggest that personal bankruptcy is explained by financial gain rather than adverse events, but data constraints have hindered tests of the adverse events hypothesis. Using household level panel data and controlling for the financial benefit of filing, we find that stressors related to cash flow, unexpected expenses, unemployment, health insurance coverage, medical bills, and mortgage delinquencies predict bankruptcy filings a year later. At the federal level, the 2005 Bankruptcy Reform explains a decrease in filings over time in counties that experienced lower filing rates.
