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Turtle Bogue
This book is an oral history and ethnography of the Afro-Caribbean individuals and families who settled in Tortuguero, a small village in northeastern Costa Rica. The author uses the concept of creole cultures and societies to analyze and interpret the descriptive, ethnographic data in the book. lllustrated.
Mortgage Defaults
This paper incorporates house price risk and mortgages into a standard incomplete market (SIM) model. The model is calibrated to match U.S. data and accounts for non-targeted features of the data such as the distribution of down payments, the life-cycle profile of home ownership, and the mortgage default rate. The average coefficients that measure the agents' ability to self-insure against income shocks are similar to those of a SIM model without housing but housing increases the values of these coefficients for younger agents. The response of consumption to house price shocks is minimal. The introduction of minimum down payments or income garnishment benefits a majority of the population.
Morocco's Quest for Stronger and Inclusive Growth
Throughout the past two decades, Morocco has faced several external and domestic shocks, including large swings in international oil prices, regional geopolitical tensions, severe droughts, and most recently the impact of the pandemic and the economic fallout from Russia's invasion of Ukraine. Despite rough waters, the government stayed the course and remained focused not only on immediate stability, but also on the long-term needs of the Moroccan economy. This involved the adoption of a series of difficult measures, like the elimination of energy subsidies, and a strategy aimed at improving the country's infrastructure, diversifying the production and export bases by attracting foreign inve...
Who Am I
A single woman setting out for Africa and a medical mission? Fascinating enough. But add to that the single woman building a hospital in India, going back to Africa to reopen a hospital after the revolution in Zimbabwe, and establishment of clinics in Honduras-and you have a picture of a courageous woman. God did eventually provide a partner who has served with her for many years in Honduras. You will enjoy the humor, the adventure, and the deep devotion to God shown in this work. "My wife Margaret and I have known, loved, admired, and respected Madonna Spratt throughout her entire fifty years of missionary service. We have witnessed firsthand the impact of her life and service. Madonna's st...
Olympic Review
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ABA Journal
The ABA Journal serves the legal profession. Qualified recipients are lawyers and judges, law students, law librarians and associate members of the American Bar Association.
