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Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
The world of money is being transformed as households and organizations face changing economies, and new currencies and payment systems like Bitcoin and Apple Pay gain ground. What is money, and how do we make sense of it? Money Talks is the first book to offer a wide range of alternative and unexpected explanations of how social relations, emotions, moral concerns, and institutions shape how we create, mark, and use money. This collection brings together a stellar group of international experts from multiple disciplines—sociology, economics, history, law, anthropology, political science, and philosophy—to propose fresh explanations for money's origins, uses, effects, and future. Money T...
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Publisher's Weekly Top 10 Fall Release in Business and Economics A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt the...
Right now, there is a movement in churches and nonprofits arguing that charity is toxic, that helping hurts, and that the entire nonprofit sector needs to be reformed to truly lift people out of poverty. These charity skeptics are telling Christians that traditional charity deepens dependency, fosters a sense of entitlement, and erodes the work ethic of people who receive it. Charity skepticism is increasingly popular; and it is almost certainly wrong. Radical Charity weaves together research and scholarship on topics as diverse as biblical scholarship, Christian history, economics, and behavioral psychology to tell a different story. In this story, charity is the heart of Christianity and one of the most effective ways that we can help people who are living in poverty. Charity—giving to people experiencing poverty without any expectation of return or reformation—can save the world and help make God’s vision for the church a reality.
For nearly a century, the worldwide anthroposophical movement has been a catalyst for environmental activism, helping to bring to life many modern ecological practices such as organic farming, community-supported agriculture, and green banking. Yet the spiritual practice of anthroposophy remains unknown to most environmentalists. A historical and ethnographic study of the environmental movement, Eco-Alchemy uncovers for the first time the profound influences of anthroposophy and its founder, Rudolf Steiner, whose holistic worldview, rooted in esoteric spirituality, inspired the movement. Dan McKanan shows that environmentalism is itself a complex ecosystem and that it would not be as diverse or transformative without the contributions of anthroposophy.
The practical followup to the acclaimed bestseller In 2001, the groundbreaking book Quarterlife Crisis® addressed the unique and unsettling trials of entering modern adulthood. For the first time, it identified how twentysomethings were lost and confused, and lamented the absence of a guide-a roadmap with solutions for how to emerge from the crisis successful, happy, and sane. Now, the author of Quarterlife Crisis® delivers that roadmap. Alexandra Robbins goes beyond defining the problem of the quarterlife crisis and puts readers on the path to conquering it. She asks-and answers-the tough, soul-searching questions that keep young adults awake at night: - How do I weigh doing what I love versus making money? - Will I ever find my "soul mate"? - Why is it so hard to make friends? - Why are my twenties so different from what I expected? With new voices as well as follow-up interviews with some of the original Quarterlife Crisis® twentysomethings, Conquering Your Quarterlife Crisis® is the new go-to guide for people who want it all...but just aren't sure what that is yet.
Building Better Social Programs situates evidence-based policymaking with respect to the welfare state, describes key organizations driving the evidence-based movement, and proposes innovations designed to extend benefits to the working class. In addition to providing case studies of cost-effective programs delivering positive outcomes, this volume will include interviews with luminaries who have propelled the evidence-based policy movement.
Covers receipts and expenditures of appropriations and other funds.
Unravel the complex relationship between finances and life well-being In A Wealth of Well-Being: A Holistic Approach to Behavioral Finance, Professor Meir Statman, established thought leader in behavioral finance, explores how life well-being, the overarching aim of individuals in the third generation of behavioral finance, is underpinned by financial well-being, and how life well-being extends beyond financial well-being to family, friendship, religion, health, work, and education. Combining recent scientific findings by scholars in finance, economics, law, medicine, psychology, and sociology with real-life stories at the intersection of finances and life, this book allows readers to clearl...