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Banking in Crisis
In the foreseeable future, banks as we now know them will cease to exist. In view of the increasingly digital banking business, the pressure on costs and the reduction in vertical integration, the banking industry in the future will be characterized by technologization and specialization and threatened by the influence and capabilities of the BigTechs. There will need to be drastic changes in the competitive situation, the value creation structures and business models of the banking industry; despite the protection provided by banking supervisors and governance regulations, the core functions of banking - the handling of payment transactions and financing - are no longer the unique key functions that have made the banking industry indispensable within an economy to date. The perfect storm seems to be brewing; as Bill Gates already said in 1994 "banking is necessary, banks are not". Banks around the world are striving to find an adequate response. This book starts by providing a well-founded theoretical basis and then analyses the situation, identifies the present shortcomings and problem areas of the banks and outlines possible approaches to solutions.
Innovation for Sustainable Aviation in a Global Environment
"This book, published by the European Commission, brings together about 80 papers selected by a Scientific Advisory Committee with the intention to make broadly known the main themes and issues addressed on the occasion of this Convention. Given the strategic importance of the latter, these post-conference proceedings constitute a reference document providing an overview on aeronautical research within Europe more particularly devoted to Commission supported programmes and networks"--Back cover.
A History of Hands
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Ultra-Wideband Short-Pulse Electromagnetics 8
The purpose of the Ultra-Wideband Short-Pulse Electromagnetics Conference series is to focus on advanced technologies for the generation, radiation and detection of ultra-wideband short pulse signals, taking into account their propagation and scattering from and coupling to targets of interest. This Conference series reports on developments in supporting mathematical and numerical methods and presents current and potential future applications of the technology. Ultra-Wideband Short-Pulse Electromagnetics 8 is based on the American Electromagnetics 2006 conference held from June 3-7 in Albuquerque, New Mexico. Topical areas covered in this volume include pulse radiation and measurement, scattering theory, target detection and identification, antennas, signal processing, and communications.
Engineered Stability
How long have composites been around? Where does the classical laminate theory come from? Who made the first modern fiber composite? This work in the history of materials science is the first examination of the strategies employed in the nineteenth and twentieth centuries in researching and developing hybrid materials. The author analyzes numerous sources which record a regular back and forth between applied design and exploratory materials engineering in building such “modular materials”. The motivations, ideas, and concepts of engineers, scientists, and other players in industry and research are also examined within the context of their day. This book presents the development and impor...
Designing Type
The now-classic introduction to designing typography, handsomely redesigned and updated for the digital ageIn this invaluable book, Karen Cheng explains the processes behind creating and designing type, one of the most important tools of graphic design. She addresses issues of structure, optical compensation, and legibility, with special emphasis given to the often-overlooked relationships between letters and shapes in font design. In this second edition, students and professional graphic designers alike will benefit from an expanded discussion of the creative practice of designing type—what designers need to consider, their rationale, and issues of accessibility—in the context of contem...
Comparative Corporate Governance
"This book goes back to a symposium held at the Max Planck Institute for Foreign Private and Private International Law in Hamburg on May 15-17 1997"--P. [v].
Handbook of Ultra-Wideband Short-Range Sensing
Ranging from the theoretical basis of UWB sensors via implementation issues to applications, this much-needed book bridges the gap between designers and appliers working in civil engineering, biotechnology, medical engineering, robotic, mechanical engineering, safety and homeland security. From the contents: * History * Signal and systems in time and frequency domain * Propagation of electromagnetic waves (in frequency and time domain) * UWB-Principles * UWB-antennas and applicators * Data processing * Applications
