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Credit Intelligence & Modelling
Over eight modules, the book covers consumer and business lending in both the developed and developing worlds, providing the frameworks for both theory and practice.
Aberdeen in the Seventies
For the city of Aberdeen the 1970s was indeed a time of change. North Sea oil came ashore and the city adapted to the benefits of being the oil capital of Europe. As well as recording those unique times for the North-east, this book's 400 images show the fashions, the growth of the suburbs, the protests and unrest.
The Credit Scoring Toolkit
The Credit Scoring Toolkit provides an all-encompassing view of the use of statistical models to assess retail credit risk and provide automated decisions.In eight modules, the book provides frameworks for both theory and practice. It first explores the economic justification and history of Credit Scoring, risk linkages and decision science, statistical and mathematical tools, the assessment of business enterprises, and regulatory issues ranging from data privacy to Basel II. It then provides a practical how-to-guide for scorecard development, including data collection, scorecard implementation, and use within the credit risk management cycle.Including numerous real-life examples and an extensive glossary and bibliography, the text assumes little prior knowledge making it an indispensable desktop reference for graduate students in statistics, business, economics and finance, MBA students, credit risk and financial practitioners.
The Sound of Freedom
Few moments in Civil Rights history are as important as the morning of Sunday April 9, 1939 when Marian Anderson sang before a throng of thousands lined up along the Mall by the Lincoln Memorial. She had been banned from the Daughters of the American Revolution's Constitution Hall because she was black. When Eleanor Roosevelt, who resigned from the DAR over the incident, took up Anderson's cause, however, it became a national issue. The controversy showed Americans that discrimination was not simply a regional problem. As Arsenault shows, Anderson's dignity and courage enabled her, like a female Jackie Robinson - but several years before him - to strike a vital blow for civil rights. Today t...
Trawling
In 1882, the first catch from a stream trawler was landed in Aberdeen. For the following 125 years, trawling has been an integral part of the fabric of life in north-east Scotland. Raymond Anderson recounts the growth, importance and social history of the industry and of the towns, villages and fishing families behind the fleet.
Index of Births, Deaths, Marriages, and Divorces in Fairbanks, Alaska Newspapers 1903-1930
This is an index to births, deaths, marriages and divorces as recorded in early Fairbanks, Alaska newspapers (1903 – 1930) for individuals who were affiliated in some way with Alaska or bordering communities in Canada. The Fairbanks newspapers that existed during this period and, therefore, were selected for indexing, were the Fairbanks News (September 1903 – May 1905), the Fairbanks Evening News (May 1905 – June 1907), the Fairbanks Daily News (June 1907 – March 18, 1909) and the Fairbanks Daily News Miner (May 22, 1909 to present).
