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The Indebted Woman
Women, and particularly poor women, have become essential cogs in the wheel of financialized capitalism. Globally, women are responsible for managing household debt, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Across various categories of loans, including subprime lending, microcredit policies, and consumer loans, as well as rent and utilities, women are overrepresented as clients and managers, and are being enfolded into the system. The Indebted Woman discusses the crucial yet invisible roles poor women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar, and G. Venkatasubramanian spent over tw...
Escalation Management in International Crises
Based on cutting-edge research by an interdisciplinary team of academics and policy analysts, this insightful and timely book considers the role of great power competition in what has come to be known as gray zone conflict. Taking the 2022 Russian invasion of Ukraine as a backdrop for some of its critical evaluation, it also examines US and NATO approaches to the management of escalation in asymmetric conflicts, and proposes innovative tools for managing crises in the future.
The Politics of India Under Modi
Since the right-wing, Hindu-nationalist government of Narendra Modi's Bharatiya Janata Party (BJP) came to power at the national level in 2014, and with its consolidation of power in the 2019 general election, India has witnessed a significant realignment of its national politics and a shift toward the right of the political spectrum. The Politics of India under Modi: An Introduction to India's Democracy, Economy, and Foreign Policy by Vikash Yadav and Jason A. Kirk provides a detailed overview of India's political trends, economic prospects, and international relations in the twenty-first century. The book grew out of questions and concerns expressed by students about India's political econ...
The Oxford Handbook of the Malawi Economy
The Oxford Handbook of the Malawi Economy is an essential reference material with new research contributions and insights across the different areas of economic development to shape the country's future growth and development trajectory. The volume is the first publication that tries to assess the performance of the Malawi economy since independence, by examining how the underpinning political and economic history, and the associated policies and strategies have affected the country's long-term socio-economic development. It captures a broad range of opinions, approaches, and conclusions, which serve to underline both the complexity of the issues and challenges facing Malawi, and the immense difficulties in tackling them. Common themes emerge as many authors agree that the country needs to learn from its past experiences in terms of policy design and implementation, and the need to implement dynamic policies that could spur productive and sustained growth and development by tackling challenges associated with the continuously evolving global economic environment.
Handbook of Microfinance, Financial Inclusion and Development
This timely Handbook collates a range of evidence from top scholars in the field to help readers understand who microfinance reaches, how it helps, and why clients come back. It offers updated views on important concepts that enable a broader framework for understanding poverty and the corresponding financial needs of poor households.
Burkina Faso
This Selected Issues paper examines Burkina Faso’s banking system and traces its macro-financial linkages. The analysis builds upon the macro-financial linkages work conducted in the context of the Article IV consultation with the West African Economic and Monetary Union (WAEMU). Overall, the banking system remains profitable and well-capitalized, but its ability to support the real economy needs to be improved if the authorities are to reach their development goals. Moreover, financial inclusion remains low, and despite recent progress on basic access to the financial system, significant barriers to accessing credit remain; particularly for women, rural inhabitants, and the agricultural sector. The available data indicates that the banking system remains well-capitalized and profitable. Systemic risks remain broadly contained, and new banks have come into operation, but there is significant scope to improve the banking system’s ability to support the real economy and financial inclusion. Deteriorating security conditions could undermine banks’ ability to expand into underserved remote areas.
Financial Services Marketing
This fourth edition of Financial Services Marketing firmly reinforces the book’s role as a leading global educational resource, combining appropriate conceptual principles with practical insights on how financial products and services are marketed in the real world. The authors draw upon their extensive international experience marketing some of the world’s best known financial brands including Lloyds TSB and Barclays. Readers will gain a firm understanding of how financial products and services work within the commercial, social, economic, governmental, regulatory and environmental context in which they operate. This fully updated and revised edition features: A brand-new chapter devote...
Household Finance
Household finance studies is a relatively recent field, exploring a growing understanding of how households make financial decisions relating to the functions of consumption, payment, risk management, borrowing and investing; how institutions provide goods and services to satisfy these financial functions of households; and how interventions by firms, governments and other parties affect the provision of financial services. This timely book analyses existing findings about household behavior as well as findings related to policy interventions. With international case studies, this book reviews a topic of global importance and brings a crucial up-to-date survey of the field for researchers and postgraduate students.
Business Opportunities, Start-ups, and Digital Transformation in Africa
Volume 23 (2022/2023) of the African Development Perspectives Yearbook focusses on the issues of digital entrepreneurship, digital start-ups, and digital business opportunities in Africa. It investigates links between digitalization and development of productive capacities. It deals with business opportunities created by the digital transformation. It discusses the role of universities in the digital transformation process. It also presents book reviews and book notes. Country case studies include Senegal, Ghana, Ivory Coast, and South Africa.
Money in the Twenty-First Century
An economist examines three modern forces that have redefined what "money" means, who controls it, and what the future of finance might look like. Money is increasingly cheap, digital, and mobile. In Money in the Twenty-First Century, economist Richard Holden examines the virtues and risks of low interest rates, mobile money, and cryptocurrencies, and explains how these three elemental forces will continue to play out—in our wallets, on the blockchain, and throughout major economies—in the decades to come. Holden weaves in the stories of three people who have exerted massive influence over the future of modern money: US treasury secretary Janet Yellen, Ethereum cofounder Vitalik Buterin,...
