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VOYAGE: ENGLISH FOR MARITIME
Bahasa Inggris Maritim merupakan jenis English for specific Purposes yang tujuan utamanya adalah Untuk komunikasi di pekerjaan kemaritiman. Bahasa Inggris kemaritiman telah menjadi The Language of Seven Seas. Penguasaan keterampilan berkomunikasi dalam bahasa Inggris merupakan alat pendukung utama dalam penggunaan jargonjargon kemaritiman yang merupakan istilah umum yang sudah dikenali oleh pelaut internasional. Buku ini dirancang dengan menggunakan Communicative Approach yang berfokus pada peningkatan keterampilan berkomunikasi. Buku bahasa Inggris untuk kemaritiman ini bertujuan 1) untuk memenuhi kebutuhan spesifik peserta didik; 2) memanfaatkan metodologi dan kegiatan yang mendasari disiplin ilmu kemaritiman; 3) berpusat pada keterampilan menyimak dan berbicara. Buku ini secara khusus dirancang untuk pelajar dewasa, baik di tingkat sekolah menengah kejuruan kemaritiman maupun perguruan tinggi.
Determinants of Board Members' Financial Expertise - Empirical Evidence from France
Very few countries require directors to be financially literate. This article investigates the determinants of boards' financial expertise using a sample of 95 non-financial French listed firms. We construct a measure of financial expertise based on educational and career background data for 943 individuals occupying 1,140 posts in our sample and explore the determinants of average per-firm financial expertise using a Tobit analysis. We find that average financial expertise is negatively associated with board type (two-tier versus one-tier) and growth opportunities and positively associated with board independence, ownership concentration, and institutional ownership. These findings are robust to sensitivity analyses.
Research Handbook on International Banking and Governance
The recent financial crisis has stimulated much debate on the governance of financial institutions, as well as research on the effects of governance arrangements on risk-taking, performance and financial institutions more generally. Furthermore, researchers are asking how regulation, legislation, politics and other factors influence the governance of financial institutions and their behavior in different dimensions. The specially commissioned contributions featured in this timely Handbook confront these complex issues. The contributors – top international scholars from finance, law and business – explore the role of governance, both internal and external, in explaining risk-taking and ot...
Corporate Governance in Costa Rica
This review of Corporate Governance in Costa Rica was prepared as part of Costa Rica’s accession process for OECD membership. During the three-year period of the review, the government made substantial progress in strengthening its institutional and legal framework in line with the G20/OECD Principles of Corporate Governance and OECD Guidelines on Corporate Governance of State-Owned Enterprises (SOEs).
Pachinko
* The million-copy bestseller* * National Book Award finalist * * An instant New York Times Bestseller and one of their 10 Best Books of 2017 * * Selected for Emma Watson's Our Shared Shelf book club * 'This is a captivating book... Min Jin Lee's novel takes us through four generations and each character's search for identity and success. It's a powerful story about resilience and compassion' BARACK OBAMA. Yeongdo, Korea, 1911. Teenaged Sunja, the adored daughter of a fisherman, falls for a wealthy yakuza. He promises her the world, but when she discovers she is pregnant – and that her lover is married – she refuses to be bought. Facing ruin, she accepts an offer of marriage from a gentle minister passing through on his way to Japan. Following a man she barely knows to a hostile country where she has no friends, Sunja will be forced to make some difficult choices. Her decisions will echo through the decades. Spanning nearly 100 years of history, Pachinko is an unforgettable story of love, sacrifice, ambition and loyalty told through four generations of one family.
Timber Engineering
Timber construction is one of the most prevalent methods of constructing buildings in North America and an increasingly significant method of construction in Europe and the rest of the world. Timber Engineering deals not only with the structural aspects of timber construction, structural components, joints and systems based on solid timber and engineered wood products, but also material behaviour and properties on a wood element level. Produced by internationally renowned experts in the field, this book represents the state of the art in research on the understanding of the material behaviour of solid wood and engineered wood products. There is no comparable compendium currently available on...
Developing, Validating and Using Internal Ratings
This book provides a thorough analysis of internal rating systems. Two case studies are devoted to building and validating statistical-based models for borrowers’ ratings, using SPSS-PASW and SAS statistical packages. Mainstream approaches to building and validating models for assigning counterpart ratings to small and medium enterprises are discussed, together with their implications on lending strategy. Key Features: Presents an accessible framework for bank managers, students and quantitative analysts, combining strategic issues, management needs, regulatory requirements and statistical bases. Discusses available methodologies to build, validate and use internal rate models. Demonstrates how to use statistical packages for building statistical-based credit rating systems. Evaluates sources of model risks and strategic risks when using statistical-based rating systems in lending. This book will prove to be of great value to bank managers, credit and loan officers, quantitative analysts and advanced students on credit risk management courses.
The Benefits and Costs of Group Affiliation
This paper investigates the benefits and associated agency costs of using internal capital markets through affiliating with groups using data of two thousand firms from nine East Asian economies between 1994-96. We find that mature and slow-growing firms with ownership structures more likely to create agency problems gain more from group affiliation, while young and high-growth firms more likely lose. Agency problems are important explanatory factors of firm value in economies outside Japan, but less so in Japan. Consistent with the literature, financially-constrained firms benefit from group affiliation. Our results are robust to different time periods and estimation techniques.
