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Banking on a Revolution
  • Language: en
  • Pages: 313

Banking on a Revolution

  • Type: Book
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  • Published: 2020-12
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  • Publisher: Unknown

Calibrating the financial system -- Financialization and the tyranny of bootstraps -- Theorizing moves to financial innocence -- Corporate landlords and the climate crisis -- Only sharks in the tank -- Capitalism doesn't bend -- Digital redlining -- Financial education for liberation -- The nature of change -- Epilogue: Dear social work.

Be You, Only Better
  • Language: en
  • Pages: 170

Be You, Only Better

Along with all the perks of becoming an adult come challenges and the need to learn skills that help you self-regulate as you venture into new experiences. Highlighting five key areas of life — physical, mental, emotional, social, and financial — Be You, Only Better offers science- and experience-backed tools and easy-to-implement techniques for success. Skill-building and self-care practices — such as journaling, getting enough sleep and exercise, embracing nature, managing time and money, and practicing gratitude, mindfulness, and optimism — are presented, and each is illustrated with the story of a real young person. These practices will help you create a resilient foundation for your powerful future. You'll discover a wonderfully accessible lifeline and a realistically inspiring guide to leading — and loving — your best possible life.

Grand Challenges for Social Work and Society
  • Language: en
  • Pages: 513

Grand Challenges for Social Work and Society

The second edition of Grand Challenges for Social Work and Society includes updates on the initiatives laid out in the first edition and sets new goals for the next five years. It also includes new information on the Grand Challenge to Eliminate Racism, expanding the social work pipeline, commentaries from leading social work organizations, and how interdisciplinary science can best provide a platform to tackle society's most urgent problems.

Politics, Policy, and Public Options
  • Language: en
  • Pages: 185

Politics, Policy, and Public Options

  • Categories: Law

A public option is a government-provided social good that exists alongside a similar privately provided good. While the public option is typically identified with health care policy, public options have been a longstanding feature of American life in a variety of sectors, ranging from libraries to swimming pools. Public schools, for example, coexist alongside private schools. However, there is surprisingly little research on 'public options' as a general category. Rather, over the last few decades, considerable scholarly and popular efforts to ensure access to important social goods have focused on market subsidies (like vouchers) or privatization – which both face increasing criticism. Uniting scholars from across disciplines, this volume delves into the theory of the public option, explores several important case studies, and shows how public options could be a corrective to the trend toward privatization and subsidies. This title is also available as Open Access on Cambridge Core.

The New Builders
  • Language: en
  • Pages: 323

The New Builders

Despite popular belief to the contrary, entrepreneurship in the United States is dying. It has been since before the Great Recession of 2008, and the negative trend in American entrepreneurship has been accelerated by the Covid pandemic. New firms are being started at a slower rate, are employing fewer workers, and are being formed disproportionately in just a few major cities in the U.S. At the same time, large chains are opening more locations. Companies such as Amazon with their "deliver everything and anything" are rapidly displacing Main Street businesses. In The New Builders, we tell the stories of the next generation of entrepreneurs -- and argue for the future of American entrepreneu...

Geographic inequalities in health and mortality: Factors contributing to trends and differentials
  • Language: en
  • Pages: 130
Protecting Financial Consumers in Europe
  • Language: en
  • Pages: 476

Protecting Financial Consumers in Europe

  • Categories: Law
  • Type: Book
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  • Published: 2023-02-17
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  • Publisher: BRILL

This book provides a thorough and up-to-date account of what is state-of-the-art in the field of contracts relating to selected financial services such as insurance, loans and payments services. It also explores the resolution of disputes arising out of such contracts by ADR bodies in Europe, at national and EU level. In parallel with offering a comparative survey of the most recent legal developments in Europe, the book sheds light on the significance of financial ombudsman bodies for the efficient resolving of consumer disputes. Further, the book illustrates solutions and policies aimed at ensuring a high level of consumer financial education.

Race Relations in America
  • Language: en
  • Pages: 302

Race Relations in America

This book is an essential resource for anyone who wants to understand race in America, drawing on research from a variety of fields to answer frequently asked questions regarding race relations, systemic racism, and racial inequality. This work is part of a series that uses evidence-based documentation to examine the veracity of claims and beliefs about high-profile issues in American culture and politics. This particular volume examines the true state of race relations and racial inequality in the United States, drawing on empirical research in the hard sciences and social sciences to answer frequently asked questions regarding race and inequality. The book refutes falsehoods, misunderstand...

The Banker Ladies
  • Language: en
  • Pages: 256

The Banker Ladies

All over the world, Black and racialized women engage in the solidarity economy through what is known as mutual aid financing. Formally referred to as rotating savings and credit associations (ROSCAs), these institutions are purposefully informal to support the women’s livelihoods and social needs, and they act to reject tiered forms of neo-liberal development. The Banker Ladies – a term coined by women in the Black diaspora – are individuals that voluntarily organize ROSCAs for self-sufficiency and are intentional in their politicized economic co-operation to counter business exclusion. Caroline Shenaz Hossein reveals how Black women redefine the banking co-operative sector to be incl...

A Dream Defaulted
  • Language: en
  • Pages: 262

A Dream Defaulted

A Dream Defaulted explores how the student loan crisis disproportionately affects Black borrowers and why rising student debt is both a cause and consequence of social inequality in the United States. Jason N. Houle and Fenaba R. Addo offer a deft analysis of the growing financial crisis in education, examining its sources and its impacts. Based on more than five years of ongoing qualitative and quantitative research, this incisive work illustrates how the student loan system has not benefited all students equally. The authors tell the story of how first-generation college students, low-income students, and students of color are disadvantaged in two opposing phases of the process: debt accum...