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A History of Credit and Power in the Western World
The end of the Cold War put the planet on a new track, abruptly replacing the familiar world of bipolarity, red phones, and intercontinental ballistic missiles with the strange new world of the Internet, e-commerce, and Palm Pilots. The "New World Order" was defined by a U.S.-led war against Iraq, bloody ethnic strife in Bosnia and Rwanda, and religious turmoil in Central Asia. This evolving global system, however, overlooked the powerful role of credit, which functions as a critical building block for developing greater national and individual wealth. This volume examines the evolution of credit in the Western world and its relationship to power. Spanning several centuries of human endeavor...
A History of Credit and Power in the Western World
This volume examines the evolution of credit in the western world and its relationship to power. Spanning several centuries of human endeavour, it focuses on western Europe and the United States and also considers how the western system became the global credit system.
A History of Credit and Power in the Western World
The end of the Cold War put the planet on a new track, abruptly replacing the familiar world of bipolarity, red phones, and intercontinental ballistic missiles with the strange new world of the Internet, e-commerce, and Palm Pilots. The "New World Order" was defined by the first U.S.-led war against Iraq, bloody ethnic strife in Bosnia and Rwanda, and religious turmoil in Central Asia. This evolving global system, however, overlooked the powerful role of credit, which functions as a critical building block for developing greater national and individual wealth. This volume examines the evolution of credit in the Western world and its relationship to power. Spanning several centuries of human endeavor, it focuses on Western Europe and the United States and also considers how the Western system became the global credit system. Now available in paperback, A History of Credit and Power in the Western World is a highly accessible, innovative and well-written volume that will engage historians and economists alike.
Debt and Austerity
This book explores the complex interactions between debt and austerity, analysing the social, economic, and legal implications of governments’ responses to the 2008 financial crisis.
The History of Experience
In a wide arc from the Paleolithic to the present day, this book explores the changing structure of human experience and its impact on the dynamics of cultures, civilizations, and political ideas. The main thesis is a paradigm shift: the structure of human experience is not a universal constant but changes over time. Looking at the entire range of human history, there are a total of nine transformations, beginning with conscious perception and imagination in the Paleolithic and ending, for the time being, in modern times with the discovery of the unconscious. In between, this book explores six more transformations that took place in different regions and at different times, which include a sense of order, self-reflection, the eye of reason, spiritual experience, as well as the experience of creativity and of consciousness. As such, The History of Experience presents both a cross-cultural and comparative theory of experience and cultural dynamics, and an exploration of rich materials from East and West. This book is of great use to upper-level undergraduates, postgraduates, and scholars interested in the relationship between history, human experience, culture, and political order.
Taming the Sharks
Taming the Sharks: Towards a Cure for the High Cost Credit Market chronicles the historic, economic. legal, and political factors breeding America's feverish high cost debt industry. The ideas presented are novel, progressive, and controversial. Historians have long argued that interest rates provide a sort of economic and political health of nations. If true, the contemporary American market for credit shows troubling signs of distress. While Federal Reserve Board monetary policy has kept commercial and prime consumer interest rates low, the past two decades have seen explosive growth in an industry specializing in high-cost consumer debt. Payday loan outlet chains, automobile title loan co...
Race, Ideology, and the Decline of Caribbean Marxism
Most studies view the Caribbean as disparate countries prone to revolution and ripe for rebellion. In a refreshing departure from the norm, Anthony Maingot, using historical and contemporary examples, explains that the region is actually populated by resilient, adaptable societies that combine both modern and conservative elements. Despite the Caribbean’s diverse languages, nationalities, racial differences, ideologies, microhistories, and political systems, it is defined by a similarity of challenges faced in the postcolonial-era challenges. Maingot examines the contemporary intellectual, social, economic, and cultural trajectories of Caribbean nations and locates the common conservative thread in its many revolutions and transitions. He concludes that this prevailing tendency deserves better acknowledgment, by which the Caribbean can chart possible productive paths that have not yet been considered, especially with regard to combating increased corruption. By focusing on changes since the 1990s, this ambitious volume, by one of the preeminent scholars in Caribbean studies, helps define the future course of investigations in this complex region.
The Ecology of Money
Modern economies must "grow" because money borrowed for investment can be repaid only by expanding production and consumption to meet the burden of usurious rates of interest. The roots of this dynamic between debt and growth lay in the financial revolution of the late seventeenth and early eighteenth centuries in Britain which established a new usurious monetary system. For the first time in history credit was made widely available, but only on condition of an exponentially increasing debt burden. To pay back debts production had to increase correspondingly, leading to the industrial revolution, economic "growth", and modernity itself. Though private creditors gained a monopoly over the cre...
Designing Mobile Payment Experiences
Now that consumer purchases with mobile phones are on the rise, how do you design a payment app that’s safe, easy to use, and compelling? With this practical book, interaction and product designer Skip Allums provides UX best practices and recommendations to help you create familiar, friendly, and trustworthy experiences. Consumers want mobile transactions to be as fast and reliable as cash or bank cards. This book shows designers, developers, and product managers—from startups to financial institutions—how to design mobile payments that not only safeguard identity and financial data, but also provide value-added features that exceed customer expectations. Learn about the major mobile payment frameworks: NFC, cloud, and closed loop Examine the pros and cons of Google Wallet, Isis, Square, PayPal, and other payment apps Provide walkthroughs, demos, and easy registration to quickly gain a new user’s trust Design efficient point-of-sale interactions, using NFC, QR, barcodes, or geolocation Add peripheral services such as points, coupons and offers, and money management
Separating Fools from Their Money
What do Michael Milken and Martha Stewart have in common? (Answer: Both became public scapegoats for an outrageous era of greed and excess.) What was the most outrageous party thrown by a financial baron of the twentieth century? (Answer: Tough call, but either Michael Milken's Predators Ball in 1985, or Dennis Kozlowski's Sardinian birthday bash in 2001, with its vodka-spouting sculpture.) Which U.S. war hero president became party to, and victim of, an unabashed con man known as the Napoleon of Wall Street? (Answer: Ulysses S. Grant, but it's a long story.) These questions and more are discussed in Scott MacDonald and Jane Hughes' Separating Fools from Their Money. The authors trace the hi...
