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My philosophy towards personal finance is that you need to give as much care and attention to your inner wealth and well-being as you do to your budget, spending habits, savings account and net worth. When you get the two areas working in tandem, that's where you'll find your personal financial flow. Do you want to save money but still live well? Are you dealing with a huge student loan or credit-card debt? Feel like you're locked out of the housing market? If so, this book is the answer. Money Matters features links to online tools and a wealth of practical guidance. Now is your chance to: become debt-free save and budget successfully decide whether to rent or buy your first home understand KiwiSaver set out on the path to financial freedom. Money Matters will show you how to live the life you want and still get ahead financially. Find your flow and the money will follow!
The FIRE economy – built on finance, insurance and real estate – is now the world’s principal source of wealth creation. Its rise has transformed our political, economic and social landscapes, supported by a neoliberal regime that celebrates markets, profit and risk. From rising inequality and ballooning household debt to a global financial crisis and fiscal austerity, the neoliberal ‘orthodoxy’ has brought instability and empowered the few. Yet it remains remarkably resilient, even resurgent, in New Zealand and abroad. In 1995 Jane Kelsey set out a groundbreaking account of the neoliberal revolution in The New Zealand Experiment. Now she marshals an exceptional range of evidence t...
The first two parts of this book present four detailed historical studies, filled with Geertzian "thick description," of the encounters of Christianity and Buddhism (universal religions with a high quotient of "transcendence") with various primal religious traditions ("biocosmic" or "immanentist") of the Asian-Pacific region, namely, Aboriginal Australia and Melanesia (Christianity) and Sri Lanka and Japan (Buddhism). In each case, the encounters represented a failure of the "great" traditions. In the third, constructive and theological part of the book, the author shows how an acknowledgment of these failures may provide a back door to dialogue.
Since it was first recognized as a mineral admixture for concrete in the 1930's, fly ash has been the subject of worldwide study as researchers work to maximize its economical and environmental benefits. In recent years, investigations have focused on the physical, chemical and mineralogical characteristics of fly ash and their specific correlation to the performance of concrete. This book collects the latest results from these various studies and offers a complete review of the advantages of fly ash as an admixture in concrete, including strength development and improved chemical resistance and durability. A review of the current international standards on fly ash usage is provided, in addition to an extensive reference list and a complete survey of various other fly ash products, such as bricks, mineral wool and gypsum wall boards, as well as the use of fly ash in waste management.
Beginning in 1924, Proceedings are incorporated into the Apr. number.
Are you stymied by debt? Clueless about where your paychecks go? Journalist, podcaster and reformed money mess Frances Cook is here for you. Tales from a Financial Hot Mess is the story of Frances getting her money sh*t sorted. With no idea where she was going wrong and what to do about it, she took it upon herself to learn from the best – and soon found out that the fixes were right in front of her the whole time. (She just needed to wise up a bit.) Frances learned the hard way so you don’t have to. Dishing up a brilliant, often hilarious personal narrative, proven financial advice, handy how-tos (and please-don’ts) and many expert insights (from 22 actual experts), this book will guide you along the rocky path to financial freedom – however that might look for you. Tales from a Financial Hot Mess is the real deal – not another bulleted, tabled, graphed lecture from a financial advisor who’s never had issues with money. Read it and enjoy – who knows, you might learn a thing or two. What have you got to lose?
Of all of the lies, fragile alliances, and predatory financial dealings that have been revealed in the wake of the Global Financial Crisis of 2008, we have yet to come to terms with the ways in which structural inequalities around gender and race factor into (and indeed make possible) the current economic order. Scandalous Economics is about "silences" - the astonishing neglect of gender and race in explanations of the Global Financial Crisis. But, it is also about "noises" - the sexual scandals and gendered austerity policies that have relegated public debate, and the crisis itself, into political oblivion. While feminist economists and movements such as Occupy Wall Street have pointed to t...
This book examines the development of regulatory policy since the 1960s, focusing on how each president, from Nixon to Biden, stimulated reform. Highlighting the increasingly dominant role of the president in the modern administrative state, John D. Graham presents a regulatory reform agenda for Congress, the executive branch, and the judiciary.