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Retirement Income
Strategies, products, and public policies that will help a new generation of retirees maximize income and minimize risk. As members of the baby boom generation head into retirement, they face an economic environment that has changed noticeably since their parents retired. Most of these new retirees will not be equipped, as many in the earlier generation were, with private pension plans, early retirement options, and fully paid retiree health benefits in addition to Social Security and Medicare. Today it is increasingly left to retirees themselves to plan how to maximize retirement income and minimize risk. In Retirement Income, Mark Warshawsky and his colleagues describe strategies, products...
Overcoming the Saving Slump
The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government. Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods ...
Statement of Disbursements of the House
Covers receipts and expenditures of appropriations and other funds.
Michiganensian
None
Roster
None
Sport, Ethics and Leadership
Sport ethics prompt discussion of the central principles and ideals by which we all live our lives, and effective leadership in sport is invariably ethical leadership. This fascinating new introduction to sport ethics outlines key ethical theories in the context of sport as well as the fundamentals of moral reasoning.
Natural UV Radiation in Enhancing Survival Value and Quality of Plants
This book is the first of its kind to highlight the positive impact of natural UV radiation on plants through unique adaptations in various metabolic pathways, and provides an evolutionary sketch of the development of molecular mechanisms for protecting plants from solar UV ever since their migration to terrestrial habitats. Experimental evidence is provided for establishing how plants, through their stationary habit in the open field, survive and flourish by developing suitable UV acclimation strategies through the repair of damaged macromolecules and/or upregulation of screening compounds viz. flavonoids. Presenting an analysis of related literature, it also highlights the importance of ou...
