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Ask Questions, Save Money, Make More: How to Take Control of Your Financial Life
Asking credit card companies, banks, hospitals, schools, and other businesses for better rates and discounts works. Here’s how to do it. In this must-have money manual, personal finance expert Matt Schulz empowers you to ask 45 fiscal questions in seven key areas of life: credit and debt, healthcare, housing, shopping, travel, work, and relationships. The questions feature decision trees, success stories, potential risks, and other practical tools that skillfully guide you through the pros and cons and explain the relevant data. Every request also comes with an easy-to-follow, fill-in-the-blank script. Gain the confidence to request a lower rate on your rent or mortgage, better financing for an auto loan, a higher salary, a refund on a cancelled flight, a lower phone bill, and even a fair split for that group dinner. You are the lifeblood of every company that you pay, and you have more power over your money than you realize. Put more of it in your pocket and keep it there. Sometimes all you have to do is ask.
Buyer Beware
Have you ever thought why it is that so many Christians are reticent to enter into the ‘marketplace of ideas?’ Jesus commanded us to go into the world to deliver His message of truth, delivered in love. But He never said it would easy. In Buyer Beware, Janet Parshall takes the reader on a journey through the public square where ideas are ‘bought’ and ‘sold’ but where Truth is sometimes difficult to find. She examines some of the most controversial issues being debated in our culture today, by looking at them through the lens of Scripture. Using the prophet Jeremiah’s instructive letter to the exiles, held in Babylonian captivity, Parshall shows how a people, held captive in a sin-sick, fallen world, can live abundantly and triumphantly by loving God’s truth and by boldly declaring it in the public square. Buyer Beware is designed to encourage modern day saints as they enter the ‘marketplace’ by helping them discover the richness of God’s word and the poverty of the world’s message.
America Adrift-Righting the Course
The values that made America a great and respected nation are in decline causing consequences across all segments of our society. In this passionate and deeply personal account, author John W. Zimmerman Sr. issues a call to all Americans to take up this challenge and preserve America's promise, dream, and survival for all who follow. A roadmap and workable solutions to reclaiming our country, America Adrift-Righting the Course, is a wake-up call for young, old, and everyone in between. "John Zimmerman's analysis of moral relativity in our culture is beyond question. Unlike other writers who only trade in self-righteously denouncing our culture, he sensitively describes the problems and offer...
Rural Lifestyles, Community Well-being and Social Change: Lessons from Country Australia for Global Citizens
In our increasingly global world, individuals are highly mobile and interconnected. Politics, policies and technologies foster interconnection amongst and within countries as individuals relocate from one place to another. One key issue facing developed and developing countries is urban overcrowding. In Australia, urban density is one factor prompting institutions and individuals to embrace ‘rural revival’ as a possible solution to urban congestion and rural decline. In the past decade, rural Australia has received heightened publicity and interest as a lifestyle destination encouraged by national decentralization policies to alleviate urban overcrowding, particularly the metropolises Me...
Banking and Financial Institutions
A practical guide to the evolving world of banking and financial institutions Due to various factors, ranging from the global financial crisis that began in 2007 to new laws such as the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, banks and financial institutions have had to alter the way they operate. Understanding how these institutions function in the face of recent challenges is essential for anyone associated with them. That's why Professor Benton Gup has created Banking and Financial Institutions. Opening with a detailed discussion of the causes of the recent financial crisis, as well as a look at some lessons we can learn from it and other crises, this reliable r...
Rethinking Education and Poverty
How can new ways of thinking about education improve the lives of poor students? In Rethinking Education and Poverty, William G. Tierney brings together scholars from around the world to examine the complex relationship between poverty and education in the twenty-first century. International in scope, this book assembles the best contemporary thinking about how education can mediate class and improve the lives of marginalized individuals. In remarkably nuanced ways, this volume examines education's role as both a possible factor in perpetuating—and a tool for alleviating—entrenched poverty. Education has long been seen as a way out of poverty. Some critics, however, argue that educationa...
Exit Zero
Interweaving personal narratives and family photos with a nuanced assessment of the social impacts of deindustrialization in Chicago, 'Exit Zero' is one part memoir and one part ethnography - providing a much-needed female and familial perspective on cultures of labour and their decline.
The Royal Kalendar
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Cross-border Electronic Banking
Cross-border Electronic Banking addresses everything from the changes made to payment clearing since the deregulation of cross-border flows of funds, to the development of capital adequacy ratios and the Euro. This insightful and revealing book, backed up by extensive practical experience, will alert you to the ways that electronic banking practices affect even the simplest daily transactions, and will unveil the legal technicalities imposed by these developments.
On American Freedom
Although freedom is America's core value, few Americans have a clear idea of what it means or - worse - enjoy much freedom in any of its conventional meanings. Drawing from republican tradition, the book critiques the contemporary American value of freedom as it appears in politics, the economy, and culture.
