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Village Savings and Loan Associations
While many banks and microfinance institutions provide valuable services to the poor in the developing world, they are most successful in economically dynamic urban or peri-urban areas. 30 years since the start of the microfinance revolution, poor people who live in many rural areas and urban slums still find it difficult to access appropriate microfinance products, even in countries with a well developed microfinance sector. Village Savings and Loan Associations based in the community are complementary to MFIs tending to serve the very poor whose income is less reliable, but also offering useful services to the economically secure. This manual provides a concise guide to how to set up and run a village savings and loan association and is based on over 15 years of research and development experience.
A Treatise on Co-Operative Savings and Loan Associations
Excerpt from A Treatise on Co-Operative Savings and Loan Associations: Including Building and Loan Associations Mutual Savings and Loan Associations Accumulating Fund Associations Co-Operative Banks, Etc In this manner faulty methods were copied and transmitted from one place to another as readily as good ones, and it has often occurred that the organ izers of the new association but imperfectly compre hended the scheme which they were attempting to put into operation, and unwittingly modified it, while in other cases changes were made to secure some benefit to those managing it which the original plan did not contemplate. The legislation in nearly all the States has been crude and general i...
